Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,422 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 219 days.

Listed at

$314,900

$212/sqft

Brainerd Oaks

864 Holton Avenue, Brainerd, MN, 56401

3 Bedrooms1 Bathroom1,483 Square Feet0.15 Acres

Days on market219

Year built2021

Garage spaces2

TypeResidential

Est. $6,447buyer credit when you buy with SODL

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About this home

Located just outside Brainerd, this 3-bedroom, 1-bath home offers the perfect blend of low-maintenance living and convenient access to town. Recent updates include a beautiful zero-maintenance rear deck overlooking the newly fenced backyard with lawn irrigation, plus new gutters. The home features 1,483 finished square feet, with a fantastic opportunity to finish the lower level and add an additional 676 square feet of living space. New flooring runs throughout the main and upper levels, with additional flooring already started in the lower level. The lower level is plumbed for an additional bathroom and offers ample space for another bedroom and living area-creating an excellent equity-building opportunity. Don’t miss this opportunity to move into a truly turn-key home with room to grow and add value.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2021

LevelsThree Level Split

Living area1,483 sqft

Above-grade finished1,483 sqft

Below-grade finished0 sqft

Lot size0.15 acres (177x147x28x152)

Days on market219

ListedFeb 18, 2026

MLS #NST7023109

CountyCrow Wing

SubdivisionBrainerd Oaks

Parcel #41290536

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 24x26 · 624 sqft
Parking features: Attached Garage
Patio & porch: Deck
Fencing: Privacy, Wood
Lot size: 0.15 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block, Frame
Foundation: 1,300 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2021

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Brainerd Oaks
HOA: No HOA
School district: Brainerd

Financial & listing details

Annual tax: $3,422 (2025)
Listed: Feb 18, 2026
Days on market: 219 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningBreakfast Bar, Kitchen/Dining Room, Living/Dining Room

AmenitiesDeck, In-Ground Sprinkler

AccessibilityNone

Special features3 BR on One Level, Renovated

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,300 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets, Sidewalks

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$3,422

Tax year2025

Taxes w/ assessments3422

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number896

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$6,447Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,447

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,045/mo

Principal & interest$1,655

Property taxes$285

Home insurance (est.)$105

Down payment

$62,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.