Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,870 (2026).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 222 days.

Listed at

$975,000

$319/sqft

Island Lake Estates

850 County 46, Backus, MN, 56435

4 Bedrooms2 Bathrooms3,052 Square Feet1.03 Acres

Days on market222

Year built2004

Garage spaces3

TypeResidential

Est. $26,250buyer credit when you buy with SODL

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About this home

Welcome to your dream Lakefront Cabin or Home! This beautifully crafted 4-bedroom, 2-bathroom log home combines rustic charm and modern comfort perfectly positioned on 150' of sandy shoreline! So many exciting features including: In floor heat on both levels, brick wood-burning fireplace, granite counter tops, stainless steel appliances, vaulted ceilings, 4 season sunroom and office space. The spacious kitchen and open floor plan is ideal for family and friends, while large windows showcase the breathtaking waterfront views and fill the home with natural light. Outside you will find a wonderfully landscaped yard, large boulders, crushed asphalt driveway, kids play hut, 2 additional storage buildings, plus a 3-stall garage fully heated and complete with a custom bar and finished loft. Start your Lake Living today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsOne and One Half

Living area3,052 sqft

Above-grade finished1,756 sqft

Below-grade finished1,296 sqft

Lot size1.03 acres (150x350x360x333)

Days on market222

ListedFeb 17, 2026

MLS #NST7022821

CountyCass

SubdivisionIsland Lake Estates

Parcel #323460110

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Boiler, Fireplace(s)
Cooling: Window Unit(s)
Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 3 spaces · 768 sqft
Parking features: Detached Garage, Asphalt, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Covered, Deck, Front Porch
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Log
Foundation: 1,296 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 2004

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Electric, Propane
Electric: 200+ Amp Service

Community & HOA

Subdivision: Island Lake Estates
HOA: No HOA
School district: Pine River-Backus

Financial & listing details

Annual tax: $3,870 (2026)
Tax with assessments: 3936
Listed: Feb 17, 2026
Days on market: 222 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full

HeatingBoiler, Fireplace(s)

CoolingWindow Unit(s)

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Closet, Main Level

AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Natural Woodwork, Paneled Doors, Porch, Security Lights, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched

Foundation area1,296 sqft

Patio/porchCovered, Deck, Front Porch

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Asphalt, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces3

Garage size768 sqft

Financial details

Annual taxes$3,870

Tax year2026

Taxes w/ assessments3936

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1065

District phone2185874720

High schoolPine River-Backus

SODL flat fee brokerage

$26,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $26,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,772/mo

Principal & interest$5,124

Property taxes$323

Home insurance (est.)$325

Down payment

$195,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.