Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,382 (2026).

What school district is this property in?

This property is in the 473 - Isle school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$609,900

$237/sqft

Christiansens Add

850 Main Street, Isle, MN, 56342

3 Bedrooms3 Bathrooms2,576 Square Feet0.567 Acres

Days on market54

Year built1985

Garage spaces2

TypeResidential

Est. $15,297buyer credit when you buy with SODL

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About this home

This home has many updates (see attached supplement) has a very warm and comfortable feel. It has been a full time 5 star VRBO rental for a number of years. Home can be sold fully furnished/turnkey. GREAT opportunity to be living on Mille Lacs Lake in a quiet bay. Home has been updated to include new paint inside and out, knock down on the ceilings, all new carpet and tile, gas fireplace, porch is done in tongue n groove cedar, all new windows installed in porch, new ceiling fans, new 12x10 cedar deck added. Mini split A/C/heater, water heater, dish washer and patio door new with in the last 3 years. Sewer line replaced 6/26. Soo Line Trail, Father Hennepin Park and boat launch all just down the road. Level lot to shore line with boat house right at the waters edge. This home has everything your family could want in this high desirable area, quiet bay and friendly city of Isle. This custom built home has 10" thick walls for energy efficiency, unique aluminum shake style roof. There is a assumable VA mortgage at 2.75% interest.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1985

LevelsTwo

Living area2,576 sqft

Above-grade finished2,576 sqft

Below-grade finished0 sqft

Lot size0.567 acres (75x364x119x275)

Days on market54

ListedAug 5, 2026

MLS #NST7122614

CountyMille Lacs

SubdivisionChristiansens Add

Parcel #201620100

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 3 3/4
Heating: Boiler, Ductless Mini-Split, Fireplace(s)
Cooling: Ductless Mini-Split
Appliances: Central Vacuum, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage, Asphalt, Concrete, Electric, Garage Door Opener
Patio & porch: Deck
Exterior features: Stone, Stucco
Other structures: Garage(s), Boat House

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,200 sqft
Roof: Shake, Age Over 8 Years, Metal, Pitched
Year built: 1985

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Christiansens Add
HOA: No HOA
School district: 473 - Isle
High school district: Isle

Financial & listing details

Annual tax: $8,382 (2026)
Listed: Aug 5, 2026
Days on market: 54 · 34 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths3

Half baths0

1/4 baths0

BasementNone

HeatingBoiler, Ductless Mini-Split, Fireplace(s)

CoolingDuctless Mini-Split

Fireplaces1

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

AppliancesCentral Vacuum, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Panoramic View, Washer/Dryer Hookup, Wet Bar

AccessibilityNone

Exterior & lot

ExteriorStone, Stucco

RoofShake, Age Over 8 Years, Metal, Pitched

FoundationSlab

Foundation area1,200 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Concrete, Electric, Garage Door Opener

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$8,382

Tax year2026

Taxes w/ assessments8382

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District473 - Isle

District number473

District phone3206763146

High schoolIsle

SODL flat fee brokerage

$15,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $15,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,107/mo

Principal & interest$3,205

Property taxes$699

Home insurance (est.)$203

Down payment

$121,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.