Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,351 (2026).

What school district is this property in?

This property is in the 16 - Spring Lake Park school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 19 days.

Listed at

$289,000

$151/sqft

Laddie Lake Add

8460 Cottagewood Terrace, Spring Lake Park, MN, 55432

4 Bedrooms1 Bathroom1,910 Square Feet0.268 Acres

Days on market19

Year built1948

Garage spaces2

TypeResidential

Est. $5,670buyer credit when you buy with SODL

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About this home

Welcome to this spacious 4-bedroom, 1-bath home offering 1,910 sq ft of living space. A permitted addition completed approximately 7–8 years ago expanded the original 1,400 sq ft layout. The home offers generous room to create comfortable living, work, and entertaining spaces. The bathroom features durable tile flooring. With plenty of space and potential to make it your own, this property is ready for your vision. Property sold AS-IS

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1948

LevelsOne and One Half

Living area1,910 sqft

Above-grade finished1,910 sqft

Below-grade finished0 sqft

Lot size0.268 acres (85X71X145X60X84)

Days on market19

ListedSep 10, 2026

MLS #NST7141860

CountyAnoka

SubdivisionLaddie Lake Add

Parcel #013024220153

Facts & features

Interior

Bedrooms: 4
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Boiler
Cooling: None
Appliances: Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 440 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Rear Porch
Exterior features: Stone, Stucco, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,350 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1948

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Laddie Lake Add
HOA: No HOA
School district: 16 - Spring Lake Park
High school district: Spring Lake Park

Financial & listing details

Annual tax: $3,351 (2026)
Listed: Sep 10, 2026
Days on market: 19 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Full, Storage Space

HeatingBaseboard, Boiler

CoolingNone

Fireplaces1

LaundryLower Level, Laundry Room

AppliancesDryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Sun Room, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorStone, Stucco, Vinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,350 sqft

Patio/porchRear Porch

Lot featuresPublic Transit (w/in 6 blks), Irregular Lot, Suitable for Horses, Tree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$3,351

Tax year2026

Taxes w/ assessments3351

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District16 - Spring Lake Park

District number16

District phone7637865570

High schoolSpring Lake Park

SODL flat fee brokerage

$5,670Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,670

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,894/mo

Principal & interest$1,519

Property taxes$279

Home insurance (est.)$96

Down payment

$57,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8460 Cottagewood Terrace, Spring Lake Park, MN, 55432

Street View

Listing information

MLS #NST7141860

StatusActive

Last updatedSep 23, 2026, 7:14 PM

Originally listedSep 10, 2026, 9:29 AM

Listing officeJeff Hagel

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.