Does this property have an HOA?

Yes. The HOA fee is $110 per month.

What are the annual property taxes?

Annual property taxes are $4,242 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 138 days.

Pending

$294,900

$217/sqft

Willow Creek Two

84 Willow Creek Drive, Waite Park, MN, 56387

2 Bedrooms2 Bathrooms1,356 Square Feet0.21 Acres

Days on market138

Year built1998

Garage spaces2

HOA / month$110

TypeResidential

Est. $5,847buyer credit when you buy with SODL

About this home

Absolutely beautiful Patio Home in exceptional condition with BRAND NEW SHINGLES, newer counter-tops, stainless-steel appliances, backsplash, flooring, fixtures, and paint throughout. Enjoy the trendy finishes, elegant design, and spacious layout featuring vaulted ceilings, gas fireplace, dining room, office, guest bedroom, 2nd bathroom and primary bedroom suite with private bathroom & walk-in-closet. Enjoy the comforts of one level living, wheel chair accessibility, and association taking care of your snow and lawncare. Plenty of room for storage in the attached garage with brand new sheetrock. Relax on the back patio and stay cool under the retractable awning. PRIME LOCATION in desirable neighborhood with easy access to shopping, dining, and entertainment. You'll love living in this sought-after community so come take a tour!!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1998

LevelsOne

Living area1,356 sqft

Above-grade finished1,356 sqft

Below-grade finished0 sqft

Lot size0.21 acres (Getting)

Days on market138

ListedAug 15, 2025

MLS #NST6773177

CountyStearns

SubdivisionWillow Creek Two

Parcel #98614480082

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 21x24 · 480 sqft
Parking features: Attached Garage
Patio & porch: Awning(s), Patio
Lot size: 0.21 acres
Lot dimensions: Getting

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,356 sqft
Roof: Asphalt, Pitched
Year built: 1998

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Willow Creek Two
HOA: $110/month
HOA name: Home Owners
HOA phone: 3202534350
HOA includes: Lawn Care, Snow Removal
School district: St. Cloud

Financial & listing details

Annual tax: $4,242 (2025)
Listed: Aug 15, 2025
Days on market: 138
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room

AccessibilityDoors 36"+, Fully Wheelchair, Hallways 42"+, No Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAsphalt, Pitched

Foundation area1,356 sqft

Patio/porchAwning(s), Patio

Lot featuresCleared

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size480 sqft

Financial details

Annual taxes$4,242

Tax year2025

Taxes w/ assessments4242

Assessment pendingNo

HOA fee$110

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,847Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,847

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,112/mo

Principal & interest$1,550

Property taxes$354

Home insurance (est.)$98

HOA fees$110

Down payment

$58,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.