Listed at
$195,000
$148/sqft

Villa Park Add

831 20th Avenue, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms1,320  Square Feet0.13  Acres
Days on market12
Year built1963
Garage spaces1
TypeResidential
Est. $2,850buyer credit when you buy with SODL
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About this home

Welcome home! This well-maintained property is freshly painted and move in ready, offering a great opportunity for its next owner. This inviting 3-bedroom, 2-bathroom home features 1320 square feet of living space and an open floor plan. The fully finished basement features a spacious primary bedroom, along with 3/4 bathroom, and convenient laundry room with storage cabinets. Newer appliances including fridge, microwave, stove, dishwasher, washer, and dryer were installed in 2022, adding to the home's move-in ready appeal. Outside, enjoy a 0.13 acre lot with a fenced backyard, perfect for relaxing, entertaining, or enjoying time around the fire pit area. A one-stall detached garage provides convenient parking or additional storage. This home is ready for its next chapter. Come see all it has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsOne
Living area1,320 sqft
Above-grade finished660 sqft
Below-grade finished660 sqft
Lot size0.13 acres (41x143)
Days on market12
ListedSep 17, 2026
MLS #NST7146004
CountyStearns
SubdivisionVilla Park Add
Parcel #82523370000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
None
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 240 sqft
Parking features
Detached Garage
Exterior features
Metal
Fencing
Chain Link
Lot size
0.13 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 660 sqft
Year built
1963

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Villa Park Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,566 (2025)
Listed
Sep 17, 2026
Days on market
12
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingForced Air
CoolingNone
LaundryIn Basement
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AmenitiesKitchen Window
AccessibilityNone

Exterior & lot

ExteriorMetal
FoundationBlock
Foundation area660 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size240 sqft

Financial details

Annual taxes$1,566
Tax year2025
Taxes w/ assessments1566
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,220/mo
Principal & interest$1,025
Property taxes$131
Home insurance (est.)$65
%
$39,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

831 20th Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST7146004
StatusActive
Last updatedSep 18, 2026, 11:28 AM
Originally listedSep 17, 2026, 12:32 PM
Listing officeTrilogy Properties of MN, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.