Sold / Closed
$233,000

Sold price · Closed Jun 12, 2026

$117/sqft

PAN REALTY CO ADDN

828 28th Avenue N, Saint Cloud, MN, 56303
3  Bedrooms1  Bathroom1,830  Square Feet0.26  Acres
Days on market8
Year built1958
Garage spaces1
TypeResidential
Est. $3,450buyer credit when you buy with SODL

About this home

Spacious yard, convenient location, and excellent maintenance enhance this charming rambler in North St. Cloud, ideally situated near schools, parks, and local commerce. Maintenance-free siding, updated roof and windows, an attached one-stall garage, and a large driveway provide outstanding curb appeal. Step inside to a traditional living room featuring coved ceilings and a large lookout window that fills the space with natural light. The kitchen and dinette are combined, offering a functional layout with a fantastic corner window—perfect for enjoying views while doing dishes or meal prep. Three bedrooms are located on the main level along with a shared full bathroom. The lower level offers two separate living areas, a designated laundry room, and ample space for storage and mechanicals. The welcoming yard provides plenty of room to enjoy the outdoors, with backyard access from the rear alley. A must-see home—schedule your showing today and start enjoying the benefits of homeownership.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1958
LevelsOne
Living area1,830 sqft
Above-grade finished1,080 sqft
Below-grade finished750 sqft
Lot size0.26 acres (90X125)
Days on market8
ListedApr 9, 2026
MLS #NST7047239
CountyStearns
SubdivisionPAN REALTY CO ADDN
Parcel #82498800000

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 21x16 · 336 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Exterior features
Stone, Steel Siding
Other structures
Storage Shed
Lot size
0.26 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,080 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1958

Utilities

Water
City Water/Connected, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
PAN REALTY CO ADDN
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,610 (2026)
Tax with assessments
2618
Listed
Apr 9, 2026
Days on market
8
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesHardwood Floors, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,080 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces1
Garage size336 sqft

Financial details

Annual taxes$2,610
Tax year2026
Taxes w/ assessments2618
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,419/mo
Principal & interest$1,130
Property taxes$218
Home insurance (est.)$72
%
$43,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

828 28th Avenue N, Saint Cloud, MN, 56303

Listing information

MLS #NST7047239
StatusClosed
Last updatedJun 23, 2026, 3:47 PM
Originally listedApr 9, 2026, 12:32 PM
Listing officeVoigtJohnson
Co-listing officeVoigtJohnson

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.