Listed at
$315,000
$238/sqft

Cic 486 Emerald Gardens

820 Emerald Street #117, Saint Paul, MN, 55114
2  Bedrooms3  Bathrooms1,324  Square Feet
Days on market66
Year built2003
Garage spaces1
HOA / month$708
TypeResidential
Est. $6,450buyer credit when you buy with SODL
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About this home

Incredible end-unit 2 bedroom 3 bath townhome in Saint Paul. HOA fee includes internet and cable. You’ll love the open, bright and warm feel of this townhome, with its floor-to-ceiling windows and corner view. The main floor has a spacious living room, which includes a dining area, and connects to a well-appointed kitchen. The main level floors were redone in 2020, and are engineered carbonized bamboo. The kitchen includes a full-size range, refrigerator and dishwasher, and has plenty of storage and counter space. It could also have an eat-in area if you want to use it that way. 1/2 bath on the main floor. Great patio that has steps to street level, for fresh air and outdoor living space. Upstairs there are two bedrooms, including a large master with private full bath and walk-in closet. The 2nd bedroom could make a great office, home gym, guest room, etc, and has a 3/4 bath across the hall. The unit comes with one parking space, and has secure, heated underground parking + storage area. The HOA fee includes water, trash/recycling and cable+internet. Pet lovers: ground level units can have two dogs, which is a very unique feature! The whole complex is pet friendly for dogs and cats, but this is a great unit for dog owners, as you can have up to two dogs, and easily walk them from the porch. Updates include: new main level flooring 2020, new water heater 2020, new furnace and a/c 2021, storm door 2021, painted main floor ceiling 2026, three new toilets 2026. Great Saint Paul location close to the light rail, transit, downtown, highway access, the University of Minnesota and more.

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built2003
LevelsTwo
Living area1,324 sqft
Above-grade finished1,324 sqft
Below-grade finished0 sqft
Lot size0 acres (Zero lot line)
Days on market66
ListedJul 24, 2026
MLS #NST7113200
CountyRamsey
SubdivisionCic 486 Emerald Gardens
Parcel #292923330129

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
1 space
Parking features
Assigned, Garage Door Opener, Heated Garage, Underground
Exterior features
Stone, Metal, Stucco
Lot dimensions
Zero lot line
Accessibility
None

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
Block · 662 sqft
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cic 486 Emerald Gardens
HOA
$708/month
HOA name
First Service
HOA phone
9522772716
HOA includes
Building Exterior, Cable TV, Hazard Insurance, Internet, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Sanitation, Security System, Sewer, Snow Removal, Water
HOA amenities
Elevator(s), Fire Sprinkler System, Security Building

Financial & listing details

Annual tax
$4,629.4 (2026)
Tax with assessments
4896
Listed
Jul 24, 2026
Days on market
66
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorStone, Metal, Stucco
FoundationBlock
Foundation area662 sqft
ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAssigned, Garage Door Opener, Heated Garage, Underground
Garage spaces1

Financial details

Annual taxes$4,629.4
Tax year2026
Taxes w/ assessments4896
Assessment pendingYes
HOA fee$708
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$6,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,854/mo
Principal & interest$1,655
Property taxes$386
Home insurance (est.)$105
HOA fees$708
%
$63,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

820 Emerald Street #117, Saint Paul, MN, 55114

Listing information

MLS #NST7113200
StatusActive
Last updatedSep 11, 2026, 6:24 PM
Originally listedJul 24, 2026, 1:49 PM
Listing officeKeller Williams Premier Realty
Co-listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.