Listed at
$209,000
$240/sqft

Cic 486 Emerald Gardens

820 Emerald Street #402, Saint Paul, MN, 55114
1  Bedrooms2  Bathrooms871  Square Feet0.02  Acres
Days on market404
Year built2003
Garage spaces1
HOA / month$388
TypeResidential
Est. $3,270buyer credit when you buy with SODL
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About this home

Walking distance to Light Rail, Top level 1 bedroom cozy unit in campus. underground heated parking, storage room in the parking install. welcome to visit.

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Home facts

Property typeResidential
Property subtypeHigh Rise
Year built2003
LevelsOne
Living area871 sqft
Above-grade finished871 sqft
Below-grade finished0 sqft
Lot size0.02 acres (common)
Days on market404
ListedAug 20, 2025
MLS #NST6775636
CountyRamsey
SubdivisionCic 486 Emerald Gardens
Parcel #292923330170

Facts & features

Interior

Bedrooms
1
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space
Parking features
Assigned, Concrete, Garage Door Opener, Heated Garage, Secured, Storage, Underground
Fencing
None
Lot size
0.02 acres
Lot dimensions
common

Construction

Property type
Residential
Property subtype
High Rise
Construction materials
Brick/Stone, Metal Siding
Foundation
871 sqft
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected

Community & HOA

Subdivision
Cic 486 Emerald Gardens
HOA
$388/month
HOA name
First Service Residential
HOA phone
952-277-2700
HOA includes
Maintenance Structure, Cable TV, Hazard Insurance, Internet, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Trash, Security, Sewer, Snow Removal
HOA amenities
Common Garden, Elevator(s), Lobby Entrance

Financial & listing details

Annual tax
$3,514 (2025)
Tax with assessments
3514.0000
Listed
Aug 20, 2025
Days on market
404 · 178 cumulative

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
AccessibilityAccessible Elevator Installed

Exterior & lot

Foundation area871 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAssigned, Concrete, Garage Door Opener, Heated Garage, Secured, Storage, Underground
Garage spaces1

Financial details

Annual taxes$3,514
Tax year2025
Taxes w/ assessments3514.0000
Assessment pendingUnknown
HOA fee$388
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number625
District phone651-767-8100
High schoolSt. Paul
SODL flat fee brokerage
$3,270Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,270

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,849/mo
Principal & interest$1,098
Property taxes$293
Home insurance (est.)$70
HOA fees$388
%
$41,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

820 Emerald Street #402, Saint Paul, MN, 55114

Listing information

MLS #NST6775636
StatusActive
Last updatedNov 10, 2025, 2:43 AM
Originally listedAug 20, 2025, 6:53 PM
Listing officeKeller Williams Classic Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.