Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,158 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 7 days.

Sold / Closed

$234,000

Sold price · Closed Jun 1, 2026

$126/sqft

817 12th Avenue

817 12th Avenue, Saint Cloud, MN, 56301

3 Bedrooms3 Bathrooms1,727 Square Feet0.11 Acres

Days on market7

Year built1920

Garage spaces2

TypeResidential

Est. $3,510buyer credit when you buy with SODL

About this home

Step into timeless character with modern comfort at 817 12th Avenue South in St. Cloud. This beautifully maintained 3-bedroom, 3-bath home, built in 1917, offers 1,727 finished square feet and the perfect blend of classic charm and thoughtful updates. Refinished hardwood floors highlight the home’s original craftsmanship, while the updated main floor kitchen and open-concept living and dining areas create a warm, functional space for everyday living and entertaining. Enjoy the convenience of a bathroom on every level, including a stunning upper-level bath featuring a tiled shower and separate soaking tub—your own private retreat. Major updates such as maintenance-free siding and vinyl windows provide peace of mind and efficiency. Relax on the inviting front porch or unwind in the back porch overlooking the fenced-in backyard—ideal for pets, play, or outdoor gatherings. The oversized, insulated 2-car garage offers excellent storage and year-round functionality. If you’ve been searching for a home that combines historic character with modern convenience, this one checks all the boxes.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1920

LevelsOne and One Half

Living area1,727 sqft

Above-grade finished1,260 sqft

Below-grade finished467 sqft

Lot size0.11 acres (39x127)

Days on market7

ListedApr 21, 2026

MLS #NST7055714

CountyStearns

Parcel #82508020000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage, Concrete, Insulated Garage
Patio & porch: Deck, Front Porch, Patio, Porch, Rear Porch
Exterior features: Vinyl
Fencing: Privacy, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: 8 ft+ Pour · 696 sqft
Roof: Asphalt
Year built: 1920

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas, Solar
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,158 (2025)
Listed: Apr 21, 2026
Days on market: 7
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Renovated

Exterior & lot

ExteriorVinyl

RoofAsphalt

Foundation8 ft+ Pour

Foundation area696 sqft

Patio/porchDeck, Front Porch, Patio, Porch, Rear Porch

Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas, Solar

Parking & garage

ParkingDetached Garage, Concrete, Insulated Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,158

Tax year2025

Taxes w/ assessments2158

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,510Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,510

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,393/mo

Principal & interest$1,140

Property taxes$180

Home insurance (est.)$72

Down payment

$43,400

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.