Listed at
$239,000
$109/sqft

Tower

815 3rd Street, Tower, MN, 55790
5  Bedrooms2  Bathrooms2,184  Square Feet0.22  Acres
Days on market111
Year built1955
Garage spaces3
TypeResidential
Est. $4,170buyer credit when you buy with SODL
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About this home

Discover the perfect blend of comfort, character, and adventure in this inviting 5BR, 2 bath home, ideally located just minutes from Lake Vermilion in Northern Minnesota. Rich hardwood floors, beautiful tongue & groove woodwork & abundant natural light create a warm welcoming atmosphere. Enjoy peace of mind with newer windows & numerous updates, including a beautifully updated bathroom. The lower level offers a spacious rec room, sauna, 3/4 bath, laundry area & 2 bedrooms. The detached 24x26 garage/workshop is heated and insulated; plus a 1-stall garage for all those extras. Outdoor enthusiasts will love the proximity to miles of hiking/biking/ATV, & snowmobile trails, beach, public boat launchs, nearby state park, & world class fishing on Lake Vermilion. Located in a quiet, friendly town with convenient amenities including shops, restaurants, & local clinic, this home offers the best of small town living with big outdoor adventure right at your doorstop. Don't miss this one!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1955
LevelsOne
Living area2,184 sqft
Above-grade finished1,120 sqft
Below-grade finished1,064 sqft
Lot size0.22 acres (145x50)
Days on market111
ListedJan 20, 2026
MLS #NST7011425
CountySt. Louis
SubdivisionTower
Parcel #080001004565

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Dual Fuel/Off Peak, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
3 spaces · 24x28 · 672 sqft
Parking features
Detached Garage, Multiple Garages
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Garage(s)

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,120 sqft
Roof
Asphalt
Year built
1955

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Oil

Community & HOA

Subdivision
Tower
HOA
No HOA
School district
2142 - St. Louis County
High school district
St. Louis County

Financial & listing details

Annual tax
$1,445 (2026)
Tax with assessments
1530
Listed
Jan 20, 2026
Days on market
111 · 113 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingDual Fuel/Off Peak, Forced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room, Living/Dining Room
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area1,120 sqft
Patio/porchDeck
Lot featuresCorner Lot
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Oil

Parking & garage

ParkingDetached Garage, Multiple Garages
Garage spaces3
Garage size672 sqft

Financial details

Annual taxes$1,445
Tax year2026
Taxes w/ assessments1530
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2142 - St. Louis County
District number2142
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$4,170Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,170

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,456/mo
Principal & interest$1,256
Property taxes$120
Home insurance (est.)$80
%
$47,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

815 3rd Street, Tower, MN, 55790

Listing information

MLS #NST7011425
StatusClosed
Last updatedMay 13, 2026, 9:46 PM
Originally listedJan 21, 2026, 1:58 PM
Listing officeVermilion Land Office, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.