Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,445 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 111 days.

Listed at

$239,000

$109/sqft

Tower

815 3rd Street, Tower, MN, 55790

5 Bedrooms2 Bathrooms2,184 Square Feet0.22 Acres

Days on market111

Year built1955

Garage spaces3

TypeResidential

Est. $4,170buyer credit when you buy with SODL

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About this home

Discover the perfect blend of comfort, character, and adventure in this inviting 5BR, 2 bath home, ideally located just minutes from Lake Vermilion in Northern Minnesota. Rich hardwood floors, beautiful tongue & groove woodwork & abundant natural light create a warm welcoming atmosphere. Enjoy peace of mind with newer windows & numerous updates, including a beautifully updated bathroom. The lower level offers a spacious rec room, sauna, 3/4 bath, laundry area & 2 bedrooms. The detached 24x26 garage/workshop is heated and insulated; plus a 1-stall garage for all those extras. Outdoor enthusiasts will love the proximity to miles of hiking/biking/ATV, & snowmobile trails, beach, public boat launchs, nearby state park, & world class fishing on Lake Vermilion. Located in a quiet, friendly town with convenient amenities including shops, restaurants, & local clinic, this home offers the best of small town living with big outdoor adventure right at your doorstop. Don't miss this one!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1955

LevelsOne

Living area2,184 sqft

Above-grade finished1,120 sqft

Below-grade finished1,064 sqft

Lot size0.22 acres (145x50)

Days on market111

ListedJan 20, 2026

MLS #NST7011425

CountySt. Louis

SubdivisionTower

Parcel #080001004565

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Dual Fuel/Off Peak, Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 24x28 · 672 sqft
Parking features: Detached Garage, Multiple Garages
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,120 sqft
Roof: Asphalt
Year built: 1955

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Oil

Community & HOA

Subdivision: Tower
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $1,445 (2026)
Tax with assessments: 1530
Listed: Jan 20, 2026
Days on market: 111 · 113 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full

HeatingDual Fuel/Off Peak, Forced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Living/Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,120 sqft

Patio/porchDeck

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Oil

Parking & garage

ParkingDetached Garage, Multiple Garages

Garage spaces3

Garage size672 sqft

Financial details

Annual taxes$1,445

Tax year2026

Taxes w/ assessments1530

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$4,170Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,170

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,456/mo

Principal & interest$1,256

Property taxes$120

Home insurance (est.)$80

Down payment

$47,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.