Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,946 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 45 days.

Listed at

$419,000

$197/sqft

Lake City

809 S Prairie Street, Lake City, MN, 55041

4 Bedrooms3 Bathrooms2,128 Square Feet0.247 Acres

Days on market45

Year built1910

Garage spaces2

TypeResidential

Est. $9,570buyer credit when you buy with SODL

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About this home

Luxurious Modern Remodel. Step into this beautifully remodeled home where elegance meets functionality. The inviting main floor boasts an open-concept living area, perfect for both every day comfort and entertaining. The living room features a stunning stone-surround gas fireplace, creating a warm sophisticated focal point. Adjoining is the dining area, which seamlessly transitions to the expansive, wrap around deck-ideal for enjoying you morning cup of coffee. At the heart of the home, the brand new gourmet kitchen is a chef's delight. With stainless steel appliances, quartz countertops, generous cabinetry, and a large center island, this kitchen offers both style and superior workspace. The Addition of a wall oven and convenient patio door leading to the deck makes outdoor cooking and gatherings a breeze. The newly designed owners suite is a serene retreat, complete with luxurious en suite bathroom. Pamper yourself in the jetted soaking tub, or refresh in the separate glass enclosed shower. Dual quartz vanities and premium finishes elevate this space to a true spa-like experience. No detail was overlooked in this extensive remodel. Enjoy the convenience of a newly added half bath and main floor laundry with direct access to the attached two car garage.The second floor offers three generously sized bedrooms with a mix of hardwood floors and plush carpet flooring. This home is rounded out with a newer furnace, gas water heater, heat pump/Air Conditioner, updated plumbing, electrical systems, lighting and ceiling fans.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsTwo

Living area2,128 sqft

Above-grade finished2,128 sqft

Below-grade finished0 sqft

Lot size0.247 acres (108x72)

Days on market45

ListedAug 14, 2026

MLS #NST7126122

CountyWabasha

SubdivisionLake City

Parcel #R220089500

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 500 sqft
Parking features: Attached Garage
Patio & porch: Wrap Around
Exterior features: Vinyl
Lot size: 0.247 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 1,116 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer - In Street
Fuel: Natural Gas

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: 813 - Lake City
High school district: Lake City

Financial & listing details

Annual tax: $3,946 (2025)
Listed: Aug 14, 2026
Days on market: 45
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementPartial

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

AmenitiesCeiling Fan(s), City View, Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationStone

Foundation area1,116 sqft

Patio/porchWrap Around

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size500 sqft

Financial details

Annual taxes$3,946

Tax year2025

Taxes w/ assessments3946

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$9,570Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,570

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,671/mo

Principal & interest$2,202

Property taxes$329

Home insurance (est.)$140

Down payment

$83,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.