Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,464 (2026).

What school district is this property in?

This property is in the 94 - Cloquet school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 26 days.

Listed at

$220,000

$184/sqft

City Cloquet Unplatted

801 Spruce Street, Cloquet, MN, 55720

2 Bedrooms2 Bathrooms1,195 Square Feet0.77 Acres

Days on market26

Year built1930

Garage spaces2

TypeResidential

Est. $3,600buyer credit when you buy with SODL

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About this home

Welcome home to this well-maintained property offering privacy and nearly an acre of land right in town! This inviting 2-bedroom home features newer energy efficient windows, newer roof, updated electrical, and improved insulation, providing comfort and peace of mind as we move into the cooler months ahead. The kitchen has room for an eat in space or you can move into the next room for a more formal dining experience. Downstairs you will find a bonus space with egress window! Outside, enjoy plenty of room to relax, garden, play or simply enjoy privacy, along with a two-car garage with bonus workspace and a shed for all your storage needs. Ideally located near Pinehurst Pool, grocery stores, schools and park, this property combines convenience of being in town with the space and privacy of a larger lot. A great opportunity to make this well-cared-for home your own!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1930

LevelsOne

Living area1,195 sqft

Above-grade finished986 sqft

Below-grade finished209 sqft

Lot size0.77 acres (216 X 163)

Days on market26

ListedAug 13, 2026

MLS #NST7127149

CountyCarlton

SubdivisionCity Cloquet Unplatted

Parcel #062301560

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: None
Laundry: Lower Level, Laundry Room

Property

Levels / stories: One
Garage: 2 spaces · 26 X 24 · 624 sqft
Parking features: Detached Garage, Gravel
Exterior features: Vinyl
Other structures: Storage Shed
Lot size: 0.77 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 986 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1930

Utilities

Water: City Water/Connected
Sewer: Tank with Drainage Field
Fuel: Oil
Electric: 200+ Amp Service

Community & HOA

Subdivision: City Cloquet Unplatted
HOA: No HOA
School district: 94 - Cloquet
High school district: Cloquet

Financial & listing details

Annual tax: $2,464 (2026)
Tax with assessments: 2516
Listed: Aug 13, 2026
Days on market: 26 · 6 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementPartially Finished

HeatingForced Air

CoolingNone

LaundryLower Level, Laundry Room

DiningLiving/Dining Room

AmenitiesCeiling Fan(s)

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationPoured Concrete

Foundation area986 sqft

Lot featuresCorner Lot, Tree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerTank with Drainage Field

FuelOil

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$2,464

Tax year2026

Taxes w/ assessments2516

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District94 - Cloquet

District number94

District phone2188796721

High schoolCloquet

SODL flat fee brokerage

$3,600Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,600

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,435/mo

Principal & interest$1,156

Property taxes$205

Home insurance (est.)$73

Down payment

$44,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.