Pending
$1,295,000
$830/sqft

7972 Ruttger Road

7972 Ruttger Road, Pequot Lakes, MN, 56472
4  Bedrooms2  Bathrooms1,560  Square Feet1.22  Acres
Days on market42
Year built1989
ParkingGravel
TypeResidential
Est. $35,850buyer credit when you buy with SODL

About this home

Whitefish Chain!!! Discover the perfect seasonal retreat with this charming 4-BR, 2-BA home nestled on a sprawling 1.22 acre lot, featuring an impressive 167ft of frontage on Lower Whitefish. Boasting stunning Southwest views and a serene sandy bottom, this property offers an idyllic escape into nature. As you step inside, you are greeted by a spacious living room highlighted by a cozy free-standing wood-burning fireplace, ideal for those chilly evenings. The room seamlessly flows out to a welcoming patio, perfect for relaxation and outdoor gatherings. The well-appointed kitchen, alongside the main floor full bath, offers practicality for everyday living. The family room on the main level serves as a versatile space for entertaining or cozy family nights, complete with a convenient half bath & storage area. Ascend to the upper level, where you will find 4 thoughtfully designed bedrooms and additional storage options, ensuring ample space for all. The exterior of the property is just as captivating, featuring an abundance of wildlife and majestic mature hardwoods that create a picturesque backdrop. A storage shed outside provides extra convenience, making this home not only charming but also functional. This exceptional lakeside escape is a must-see for those seeking a blend of tranquility and comfort. Don’t miss the opportunity to own a slice of paradise on the Whitefish Chain.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsTwo
Living area1,560 sqft
Above-grade finished1,560 sqft
Below-grade finished0 sqft
Lot size1.22 acres (167x330x303x112x79x15)
Days on market42
ListedAug 6, 2026
MLS #NST7123008
CountyCrow Wing
Parcel #68210640

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Baseboard, Fireplace(s), Wood Stove
Cooling
Window Unit(s)
Appliances
Electric Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
Two
Parking features
Gravel, Driveway - Other Surface
Patio & porch
Patio
Exterior features
Wood
Other structures
Storage Shed
View
Lake, South, West

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 780 sqft
Roof
Age 8 Years or Less
Year built
1989

Utilities

Water
Private, Sand Point
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Electric, Wood
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
186 - Pequot Lakes
High school district
Pequot Lakes

Financial & listing details

Annual tax
$8,216 (2026)
Listed
Aug 6, 2026
Days on market
42 · 280 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingBaseboard, Fireplace(s), Wood Stove
CoolingWindow Unit(s)
Fireplaces2
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Dock, Kitchen Window, Natural Woodwork, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less
FoundationSlab
Foundation area780 sqft
Patio/porchPatio
Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Heavy, Underground Utilities
Road frontageNo Outlet/Dead End, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Sand Point
SewerPrivate Sewer, Tank with Drainage Field
FuelElectric, Wood

Parking & garage

ParkingGravel, Driveway - Other Surface
Garage spaces0

Financial details

Annual taxes$8,216
Tax year2026
Taxes w/ assessments8216
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District186 - Pequot Lakes
District number186
District phone2185684996
High schoolPequot Lakes
SODL flat fee brokerage
$35,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $35,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,922/mo
Principal & interest$6,806
Property taxes$685
Home insurance (est.)$432
%
$259,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7972 Ruttger Road, Pequot Lakes, MN, 56472

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Listing information

MLS #NST7123008
StatusPending
Last updatedSep 17, 2026, 7:13 PM
Originally listedAug 6, 2026, 12:56 PM
Listing officeKurilla Real Estate LTD
Co-listing officeKurilla Real Estate LTD

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.