Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,023 (2026).

What school district is this property in?

This property is in the 241 - Albert Lea school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 188 days.

Listed at

$198,500

$152/sqft

78665 County Road 46

78665 County Road 46, Albert Lea, MN, 56007

2 Bedrooms2 Bathrooms1,302 Square Feet0.45 Acres

Days on market188

Year built1940

Garage spaces3

TypeResidential

Est. $2,955buyer credit when you buy with SODL

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About this home

Brand new septic system to be installed in 2026 in this already well maintained 2 bedroom, 2 full bathroom, home on a convenient black top road just outside of Albert Lea. Very close to shopping, the interstates (35 & 90) and the State Park this modest sized home on a smaller county lot is easier to maintain and with the second garage, a heated 2 car garage, it is a great home that is easy to enjoy also!The bedrooms and the laundry are all on the main level but the basement adds a lot to this home. There is a 3rd shower in the basement's utility room and a lot of extra storage space in this walkout basement as well. This is a great smaller home that has everything you need and the comfortable feel of large spacious country living with great panoramic views.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area1,302 sqft

Above-grade finished952 sqft

Below-grade finished350 sqft

Lot size0.45 acres (140x140)

Days on market188

ListedFeb 18, 2026

MLS #NST7023076

CountyFreeborn

Parcel #080120230

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 24x24 · 576 sqft
Parking features: Attached Garage, Detached Garage, Gravel, Tuckunder Garage
Patio & porch: Deck
Exterior features: Steel Siding
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 952 sqft
Roof: Age 8 Years or Less
Year built: 1940

Utilities

Water: Shared System
Sewer: Septic System Compliant - No
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 241 - Albert Lea
High school district: Albert Lea

Financial & listing details

Annual tax: $1,023 (2026)
Tax with assessments: 1084
Listed: Feb 18, 2026
Days on market: 188 · 242 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull, Partially Finished, Walkout

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesDeck

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less

FoundationBlock

Foundation area952 sqft

Patio/porchDeck

Lot featuresTree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture,Residential-Single Family

Utilities

Water sourceShared System

SewerSeptic System Compliant - No

FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Tuckunder Garage

Garage spaces3

Garage size576 sqft

Financial details

Annual taxes$1,023

Tax year2026

Taxes w/ assessments1084

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District241 - Albert Lea

District number241

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$2,955Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,955

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,195/mo

Principal & interest$1,043

Property taxes$85

Home insurance (est.)$66

Down payment

$39,700

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.