Pending
$429,900
$189/sqft

Emerald Acres #2

782 Churchill Drive, Owatonna, MN, 55060
3  Bedrooms3  Bathrooms2,271  Square Feet0.271  Acres
Days on market49
Year built2002
Garage spaces3
TypeResidential
Est. $9,897buyer credit when you buy with SODL

About this home

Welcome to this unique multi-level home featuring a desirable main floor owner’s suite! With over 3,800 sq ft of living space, this open-concept home offers 4 bedrooms and 3 bathrooms, a neutral color palette, and a bright four-season porch for year-round enjoyment. Recent updates include new siding, new appliances, an extended driveway, and a new radon mitigation system. The lower level offers a fourth bedroom awaiting sheetrock and flooring—plus an additional flexible space ideal for a future family room, game room, or home theater, providing a great opportunity to add value. Additional features include an in-ground sprinkler system, a large three-stall finished garage, and a fully fenced backyard with patio. This well-maintained, south-facing home combines comfort, functionality, and long-term value in a beautiful setting.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2002
LevelsFour or More Level Split
Living area2,271 sqft
Above-grade finished1,773 sqft
Below-grade finished498 sqft
Lot size0.271 acres (90x131)
Days on market49
ListedJan 19, 2026
MLS #NST7009481
CountySteele
SubdivisionEmerald Acres #2
Parcel #175600202

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 795 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch
Patio
Fencing
Chain Link, Full
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,589 sqft
Roof
Age Over 8 Years
Year built
2002

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 150 Amp Service

Community & HOA

Subdivision
Emerald Acres #2
HOA
No HOA
School district
Owatonna

Financial & listing details

Annual tax
$5,184 (2025)
Tax with assessments
5248
Listed
Jan 19, 2026
Days on market
49
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Full, Partially Finished, Storage Space, Sump Pump, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years
Foundation area1,589 sqft
Patio/porchPatio
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener, Insulated Garage
Garage spaces3
Garage size795 sqft

Financial details

Annual taxes$5,184
Tax year2025
Taxes w/ assessments5248
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2258
District phone5074448610
High schoolOwatonna
SODL flat fee brokerage
$9,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,835/mo
Principal & interest$2,259
Property taxes$432
Home insurance (est.)$143
%
$85,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

782 Churchill Drive, Owatonna, MN, 55060

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Listing information

MLS #NST7009481
StatusPending
Last updatedMar 9, 2026, 1:51 PM
Originally listedJan 19, 2026, 9:05 AM
Listing officeBerkshire Hathaway HomeServices Advantage Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.