Listed at
$284,900
$222/sqft

Lanes Phalen Place

755 Cottage Avenue, Saint Paul, MN, 55106
3  Bedrooms1  Bathroom1,281  Square Feet0.12  Acres
Days on market2
Year built1939
Garage spaces1
TypeResidential
Est. $5,547buyer credit when you buy with SODL
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About this home

Step inside this lovely storybook cottage and be impressed! Lovely, newly-refinished hardwood floors, newer windows and wood-burning fireplace make this home a cozy retreat. Fresh and clean kitchen features white cabinets, granite countertops, stainless appliances and  2 windows. The main level also features a good-sized bedroom. Upstairs you will find a fantastic bedroom with vaulted ceilings, large closet and a sitting room that could serve a myriad of purposes. The basement boasts new mechanicals, front loading washer and dryer and the 3rd finished bedroom—perfect for an office or  quiet space for a high-school or college student. This lovely home also features a new roof,  new vinyl fencing, newer AC. Close to shopping, freeways, recreation and restaurants. Don’t miss this one!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1939
LevelsOne and One Half
Living area1,281 sqft
Above-grade finished1,161 sqft
Below-grade finished120 sqft
Lot size0.12 acres (41x125)
Days on market2
ListedSep 12, 2026
MLS #NST7143747
CountyRamsey
SubdivisionLanes Phalen Place
Parcel #202922410052

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
None
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
1 space · 12x20 · 240 sqft
Parking features
Detached Garage
Patio & porch
Rear Porch
Exterior features
Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 863 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1939

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Lanes Phalen Place
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$5,186 (2026)
Listed
Sep 12, 2026
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s)
HeatingForced Air
CoolingNone
Fireplaces1
LaundryIn Basement
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area863 sqft
Patio/porchRear Porch
Road frontageCity Street, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size240 sqft

Financial details

Annual taxes$5,186
Tax year2026
Taxes w/ assessments5186
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$5,547Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,547

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,024/mo
Principal & interest$1,497
Property taxes$432
Home insurance (est.)$95
%
$56,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

755 Cottage Avenue, Saint Paul, MN, 55106

Listing information

MLS #NST7143747
StatusActive
Last updatedSep 27, 2026, 1:43 AM
Originally listedSep 26, 2026, 12:00 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.