Sold / Closed
$435,000

Sold price · Closed Aug 24, 2026

$220/sqft

Ashwood 2nd Add

7538 Ochoa Avenue NE, Otsego, MN, 55330
4  Bedrooms3  Bathrooms1,988  Square Feet0.24  Acres
Days on market32
Year built2021
Garage spaces3
TypeResidential
Est. $10,140buyer credit when you buy with SODL

About this home

Quick Closing Possible! Better than new construction, this move-in-ready home is loaded with upgrades already completed for you. Enjoy a huge flat backyard enclosed by a full maintenance-free privacy fence, window treatments throughout, stainless steel kitchen appliances, washer and dryer, water softener, gutters and a finished lower level, saving you thousands, compared to building new. The popular Rushmore floor plan offers an open and inviting layout with vaulted ceilings, abundant natural light, and a spacious 3-car garage. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a large center island that flows seamlessly into the dining and living areas which are perfect for everyday living & entertaining. Relax by the cozy gas fireplace or step outside to enjoy the expansive backyard (playset stays with the home) with plenty of room for gatherings, play, pets, and outdoor activities. The upper level features three bedrooms on one level, including a private owner's suite with a large walk-in closet and private bath. The finished lower level provides additional living space, a fourth bedroom, and flexibility for a family room, home office, workout area, or guest space. Located in a desirable Otsego neighborhood with no HOA, you'll love the convenient access to Highway 101, I-94, shopping (minutes to the future costco), restaurants, parks, trails, fitness centers, schools, and everyday conveniences. Why wait months for new construction when this home offers more upgrades, more value, and a quicker move-in opportunity?

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2021
LevelsThree Level Split
Living area1,988 sqft
Above-grade finished1,463 sqft
Below-grade finished525 sqft
Lot size0.24 acres (66x135x85x141)
Days on market32
ListedJun 5, 2026
MLS #NST7087510
CountyWright
SubdivisionAshwood 2nd Add
Parcel #118337004070

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
3 spaces · 30 x 20 · 618 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Front Porch, Porch
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,463 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
2021

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Ashwood 2nd Add
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$4,172 (2025)
Listed
Jun 5, 2026
Days on market
32 · 64 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Finished, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, In-Ground Sprinkler, Vaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationPoured Concrete
Foundation area1,463 sqft
Patio/porchFront Porch, Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size618 sqft

Financial details

Annual taxes$4,172
Tax year2025
Taxes w/ assessments4172
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$10,140Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,140

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,796/mo
Principal & interest$2,302
Property taxes$348
Home insurance (est.)$146
%
$87,600
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7538 Ochoa Avenue NE, Otsego, MN, 55330

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Listing information

MLS #NST7087510
StatusClosed
Last updatedAug 24, 2026, 8:09 PM
Originally listedJun 5, 2026, 4:02 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.