Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,678 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 125 days.

Listed at

$449,999

$187/sqft

7481 State Street

7481 State Street, Clear Lake, MN, 55319

4 Bedrooms2 Bathrooms2,408 Square Feet5.42 Acres

Days on market125

Year built1982

Garage spaces6

TypeResidential

Est. $10,500buyer credit when you buy with SODL

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About this home

30x50 pole building with concrete aisle, tack room, electric and water. This home has it all! Newer furnace, windows, siding, appliances, flooring AND a new septic is going in! Great space for horses or your hobby farm with all the animals! Located on a dead end road, right on the outskirts of town. Don't miss the opportunity to own 5 acres with a huge pole building and detached garage!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1982

LevelsSplit Entry (Bi-Level)

Living area2,408 sqft

Above-grade finished1,295 sqft

Below-grade finished1,113 sqft

Lot size5.42 acres (irregular)

Days on market125

ListedApr 23, 2026

MLS #NST7060647

CountySherburne

Parcel #20002121401

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 6 spaces · 40x26 · 1,040 sqft
Parking features: Detached Garage, Asphalt, Concrete, Garage Door Opener, Storage
Patio & porch: Deck, Wrap Around
Exterior features: Vinyl
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,295 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1982

Utilities

Water: Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,678 (2026)
Listed: Apr 23, 2026
Days on market: 125 · 104 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space

HeatingForced Air

CoolingCentral Air

LaundryLower Level, Laundry Room

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Area, Eat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Sun Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock

Foundation area1,295 sqft

Patio/porchDeck, Wrap Around

Lot featuresIrregular Lot, Suitable for Horses, Tree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningBusiness/Commercial,Residential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Concrete, Garage Door Opener, Storage

Garage spaces6

Garage size1,040 sqft

Financial details

Annual taxes$2,678

Tax year2026

Taxes w/ assessments2678

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$10,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,738/mo

Principal & interest$2,365

Property taxes$223

Home insurance (est.)$150

Down payment

$90,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.