Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,024 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 70 days.

Pending

$164,900

$153/sqft

Central Park Add

741 31st Avenue N, Saint Cloud, MN, 56303

3 Bedrooms1 Bathroom1,077 Square Feet0.14 Acres

Days on market70

Year built1920

Garage spaces1

TypeResidential

Est. $1,947buyer credit when you buy with SODL

About this home

Discover comfort and convenience in this well-maintained Saint Cloud home! This charming 3-bedroom property blends classic character with thoughtful updates. Enjoy hardwood floors, original woodwork, and abundant natural light throughout the inviting living and dining areas. The main level features two nicely sized bedrooms and an updated full bathroom. The lower level has been refreshed with insulated walls and a beautifully redone third bedroom complete with an egress window—an ideal space for guests, a home office, or additional living flexibility. Additional upgrades include some newer windows, a programmable thermostat, and newly added gutters for improved efficiency and peace of mind. Outside, the partially fenced yard offers space to relax or play, along with a convenient 1-stall garage. Located near local amenities, this home is move-in ready and a fantastic option for a first-time buyer or anyone seeking a manageable, comfortable home.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1920

LevelsOne

Living area1,077 sqft

Above-grade finished937 sqft

Below-grade finished140 sqft

Lot size0.14 acres (50x125)

Days on market70

ListedDec 5, 2025

MLS #NST6824312

CountyStearns

SubdivisionCentral Park Add

Parcel #82456810000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 162 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Fencing: Chain Link
Lot size: 0.14 acres
Lot dimensions: 50x125

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 816 sqft
Roof: Asphalt, Pitched
Year built: 1920

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Central Park Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,024 (2025)
Tax with assessments: 1452
Listed: Dec 5, 2025
Days on market: 70
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Concrete, Partially Finished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesHardwood Floors, Porch, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofAsphalt, Pitched

Foundation area816 sqft

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces1

Garage size162 sqft

Financial details

Annual taxes$2,024

Tax year2025

Taxes w/ assessments1452

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$1,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,090/mo

Principal & interest$867

Property taxes$169

Home insurance (est.)$55

Down payment

$32,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.