Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,432 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 3 days.

Pending

$379,900

$227/sqft

7302 97th Street S

7302 97th Street S, Cottage Grove, MN, 55016

4 Bedrooms2 Bathrooms1,672 Square Feet0.26 Acres

Days on market3

Year built1996

Garage spaces2

TypeResidential

Est. $8,397buyer credit when you buy with SODL

About this home

Lovingly maintained and stylishly updated home with loads of creature comforts! This lovely 4 bedroom, 2 bath home boasts abundant natural light, vaulted ceilings, luxury vinyl flooring on the upper level, newer furnace & A/C, and appliances. 2+ car heated and attached garage with overhead storage. Fully finished walkout lower level to the fenced and landscaped yard featuring an inground sprinkler system. Room to roam or garden here! Generous deck and patio too! Tiled floors, stainless appliances, much more! Close to parks, shopping, and dining, with convenient freeway access… Don’t let this one get away!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1996

LevelsSplit Entry (Bi-Level)

Living area1,672 sqft

Above-grade finished880 sqft

Below-grade finished792 sqft

Lot size0.26 acres (77x141x80x146)

Days on market3

ListedJan 28, 2026

MLS #NST7012941

CountyWashington

Parcel #2002721310115

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 23 x 21.5 · 495 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage
Patio & porch: Deck
Pool: None
Fencing: Chain Link, Full

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 864 sqft
Roof: Age Over 8 Years
Year built: 1996

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: South Washington County

Financial & listing details

Annual tax: $4,432 (2025)
Listed: Jan 28, 2026
Days on market: 3
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years

Foundation area864 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage

Garage spaces2

Garage size495 sqft

Financial details

Annual taxes$4,432

Tax year2025

Taxes w/ assessments4432

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2290

District phone6514256300

High schoolSouth Washington County

SODL flat fee brokerage

$8,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,493/mo

Principal & interest$1,997

Property taxes$369

Home insurance (est.)$127

Down payment

$75,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.