Listed at
$265,000
$215/sqft

Vista North Twnhms Cic #45

728 Cloud Street, Bemidji, MN, 56601
2  Bedrooms2  Bathrooms1,235  Square Feet0.048  Acres
Days on market44
Year built2006
Garage spaces2
HOA / month$250
TypeResidential
Est. $4,950buyer credit when you buy with SODL
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About this home

Welcome to Vista North Townhouse, a beautifully maintained home offering comfort, convenience, and low-maintenance living in one of Bemidji’s most desirable locations. Situated near the hospital, shopping, dining, and everyday amenities, this inviting townhouse combines a peaceful neighborhood setting with easy access to everything you need. Inside, you'll find 2 spacious bedrooms, including a private primary suite featuring an ensuite bathroom and a generous walk-in closet. The open-concept living area is enhanced by high ceilings, creating a bright and airy atmosphere throughout the home. Enjoy the benefits of a maintenance-free exterior and association services that take care of lawn mowing during the summer and snow removal during the winter, allowing you more time to relax and enjoy your surroundings. With reasonable association fees, a welcoming community, and a quiet neighborhood atmosphere, this property offers exceptional value and ease of living. Whether you're looking to downsize, purchase your first home, or enjoy a worry-free lifestyle, 728 Cloud Street NW is a wonderful place to call home.

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Home facts

Property typeResidential
Property subtype(TH) Quad/4 Corners
Year built2006
LevelsOne
Living area1,235 sqft
Above-grade finished1,235 sqft
Below-grade finished0 sqft
Lot size0.048 acres (30x50)
Days on market44
ListedJun 22, 2026
MLS #NST7097009
CountyBeltrami
SubdivisionVista North Twnhms Cic #45
Parcel #800613500

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Boiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 22x22 · 484 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Patio
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
(TH) Quad/4 Corners
Foundation
None · 1,235 sqft
Roof
Age 8 Years or Less
Year built
2006

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Vista North Twnhms Cic #45
HOA
$250/month
HOA name
Vistra North
HOA phone
2187602551
HOA includes
Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Snow Removal
School district
31 - Bemidji

Financial & listing details

Annual tax
$2,788 (2025)
Listed
Jun 22, 2026
Days on market
44 · 124 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBoiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
CoolingCentral Air
LaundryIn Hall
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
AccessibilityHallways 42"+, Partially Wheelchair
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationNone
Foundation area1,235 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityAssociation Maintained Road
ZoningResidential-Multi-Family,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size484 sqft

Financial details

Annual taxes$2,788
Tax year2025
Taxes w/ assessments2788
Assessment pendingNo
HOA fee$250
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District31 - Bemidji
District number31
District phone2183333100
High schoolBemidji
SODL flat fee brokerage
$4,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,963/mo
Principal & interest$1,393
Property taxes$232
Home insurance (est.)$88
HOA fees$250
%
$53,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

728 Cloud Street, Bemidji, MN, 56601

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Listing information

MLS #NST7097009
StatusClosed
Last updatedAug 6, 2026, 4:59 PM
Originally listedJun 22, 2026, 2:32 PM
Listing officeGrimes Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.