Listed at
$499,900
$226/sqft

Elk Ridge

7240 107th Avenue, Clear Lake, MN, 55319
2  Bedrooms2  Bathrooms2,212  Square Feet0.57  Acres
Days on market196
Year built1963
Garage spaces1
TypeResidential
Est. $11,997buyer credit when you buy with SODL
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About this home

Take advantage of this rare opportunity to own over 350 feet of both lake and river frontage! This property boasts 80 feet of shoreline on Elk Lake, and 270 feet of shoreline on the Elk River. Walleyes and Crappies can be caught right from shore. The public boat landing is less than a mile down the road. Located just 1 hour from the twin cities, and 30 minutes from St. Cloud. Midco Cable for high-speed internet and TV is hooked up. This home was completely remodeled in 2003 by a local custom home builder (Haus Construction), which included all new electrical, plumbing, windows, utilities, and all interior and exterior finishings. This home features custom cabinets and vanities throughout, granite countertops, in-floor heat, gas fireplace, knotty pine finishing, surround sound, and many other custom features. The craftsmanship in this home is sure to impress! Furnace, A/C unit, and Dryer all less than two years old. The aluminum dock is included with the sale. All home furnishings can be included at Buyer's choosing.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsOne
Living area2,212 sqft
Above-grade finished2,212 sqft
Below-grade finished0 sqft
Lot size0.57 acres (80x255x50x235)
Days on market196
ListedMar 16, 2026
MLS #NST7037545
CountySherburne
SubdivisionElk Ridge
Parcel #20004070020

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Freezer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 12x18 · 216 sqft
Parking features
Detached Garage
Patio & porch
Patio
Exterior features
Steel Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
None · 1,294 sqft
Year built
1963

Utilities

Water
Drilled, Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Elk Ridge
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,350 (2025)
Tax with assessments
3384
Listed
Mar 16, 2026
Days on market
196 · 220 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Freezer, Range, Refrigerator, Washer, Water Softener Owned
AccessibilityOther

Exterior & lot

ExteriorSteel Siding
FoundationNone
Foundation area1,294 sqft
Patio/porchPatio
Lot featuresAccessible Shoreline, Corner Lot
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size216 sqft

Financial details

Annual taxes$3,350
Tax year2025
Taxes w/ assessments3384
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$11,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,073/mo
Principal & interest$2,627
Property taxes$279
Home insurance (est.)$167
%
$99,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7240 107th Avenue, Clear Lake, MN, 55319

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Listing information

MLS #NST7037545
StatusActive
Last updatedSep 10, 2026, 6:33 PM
Originally listedMar 16, 2026, 4:09 PM
Listing officeLPT Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.