Listed at
$1,900,000
$1,022/sqft

7228 Mercer Island

7228 Mercer Island, Cook, MN, 55723
1  Bedrooms1  Bathroom1,860  Square Feet7  Acres
Days on market328
Year built1981
ParkingOther
TypeResidential
Est. $54,000buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Escape to your very own private & exceptional 7+ acre island nestled in the heart of Lake Vermilion's Frazer Bay. This exclusive property boasts a wealth of features that promise a truly extraordinary lakeside experience. Embrace the distinctive architectural charm of three stunning "Baker" Dome cabins, each offering a unique and cozy living space. Accommodate family & friends with ease in a spacious 1 BR guest cabin (with kitchen), plus a charming 1 BR bunkhouse, wet boathouse, & original icehouse! All buildings have new roofs! Hike along the picturesque walking trail with boardwalks, that encircles the island, providing enchanting views & moments of serenity plus a natural sand beach! Convenience is key, & this property offers a rare mainland access including another boathouse! This property promises a lifetime of cherished memories. First time on the market!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1981
LevelsOne and One Half
Living area1,860 sqft
Above-grade finished1,860 sqft
Below-grade finished0 sqft
Lot size7 acres (486x1080)
Days on market328
ListedNov 4, 2025
MLS #NST6813812
CountySt. Louis
Parcel #387003101520

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard
Cooling
Wall Unit(s)
Appliances
Dishwasher, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
0
Parking features
Other
Patio & porch
Deck
Exterior features
Other, Wood
View
Bay, Lake, Panoramic

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
None · 1,478 sqft
Roof
Asphalt, Rubber
Year built
1981

Utilities

Water
Private
Sewer
Private Sewer
Fuel
Electric

Community & HOA

HOA
No HOA
School district
2142 - St. Louis County
High school district
St. Louis County

Financial & listing details

Annual tax
$6,250 (2025)
Tax with assessments
6360
Listed
Nov 4, 2025
Days on market
328 · 366 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard
CoolingWall Unit(s)
AppliancesDishwasher, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar, Separate/Formal Dining Room
AccessibilityNone
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorOther, Wood
RoofAsphalt, Rubber
FoundationNone
Foundation area1,478 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline, Island/Peninsula
Road frontageNone
ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer
FuelElectric

Parking & garage

ParkingOther
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$6,250
Tax year2025
Taxes w/ assessments6360
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2142 - St. Louis County
District number2142
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$54,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $54,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$11,139/mo
Principal & interest$9,985
Property taxes$521
Home insurance (est.)$633
%
$380,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7228 Mercer Island, Cook, MN, 55723

Listing information

MLS #NST6813812
StatusActive
Last updatedMay 22, 2026, 9:37 PM
Originally listedNov 4, 2025, 2:15 PM
Listing officeVermilion Land Office, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.