Does this property have an HOA?

Yes. The HOA fee is $295 per month.

What are the annual property taxes?

Annual property taxes are $3,628 (2026).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 21 days.

Listed at

$325,000

$181/sqft

Watermark

7225 Elmo Court, Lino Lakes, MN, 55038

3 Bedrooms3 Bathrooms1,800 Square Feet0.4 Acres

Days on market21

Year built2020

Garage spaces2

HOA / month$295

TypeResidential

Est. $6,750buyer credit when you buy with SODL

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About this home

Welcome to this beautiful end-unit townhome in one of Lino Lakes’ most desirable communities…Watermark! This two-story end-unit gem offers a light-filled open-concept layout that’s perfect for today’s lifestyle. The contemporary kitchen takes center stage with Samsung Bespoke appliances that combine customizable, high-end aesthetics with advanced smart home integration, quartz counters and a spacious island perfect for entertaining. The living room (and upper level) features gorgeous TruCor Refined flooring which is 100% PVC free mineral fiber core construction, waterproof, highly scratch resistant. Upstairs, three generous bedrooms are joined by a versatile and sizeable loft, ideal for a family room, play space, or home office. The serene primary suite features abundant natural light, a walk-in closet with upgraded shelving, and a beautiful en-suite bath with dual sinks and large step-in shower. Convenient upper-level laundry and full bath complete the floor. Step outside to your private side patio perfect for morning coffee, summer grilling, or relaxing at the end of the day. The two-car garage is anything but ordinary featuring a Tesla EV charger and Viking-inspired football paint with a large TV perfect for game nights. Let’s get ready to rumble! Enjoy maintenance-free living with HOA-covered lawn care and snow removal, plus access to a community Amenity Center with fitness gym and event space, a nearby playground, ponds, walking trails and Rice Creek Chain of Lakes Park Reserve add even more opportunities to enjoy the outdoors. Conveniently located near 35W, Metro Transit station, restaurants, entertainment & more! Vacant, painted and professional cleaned, this impressive townhome is ready for YOU!

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Home facts

Property typeResidential

Property subtype(TH) Quad/4 Corners

Year built2020

LevelsTwo

Living area1,800 sqft

Above-grade finished1,800 sqft

Below-grade finished0 sqft

Lot size0.4 acres (47x45)

Days on market21

ListedSep 9, 2026

MLS #NST7101035

CountyAnoka

SubdivisionWatermark

Parcel #133122340062

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 18x21 · 378 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Exterior features: Stone, Shakes, Vinyl, Wood
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: (TH) Quad/4 Corners
Foundation: Slab · 765 sqft
Year built: 2020

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Watermark
HOA: $295/month
HOA name: Associa
HOA phone: 7632256400
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities, Snow Removal
HOA amenities: In-Ground Sprinkler System, Trail(s)

Financial & listing details

Annual tax: $3,628 (2026)
Listed: Sep 9, 2026
Days on market: 21 · 16 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room, Upper Level

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

AmenitiesCeiling Fan(s), Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler, Washer/Dryer Hookup

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Shakes, Vinyl, Wood

FoundationSlab

Foundation area765 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size378 sqft

Financial details

Annual taxes$3,628

Tax year2026

Taxes w/ assessments3628

Assessment pendingNo

HOA fee$295

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$6,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,414/mo

Principal & interest$1,708

Property taxes$302

Home insurance (est.)$108

HOA fees$295

Down payment

$65,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.