Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,651 (2025).

What school district is this property in?

This property is in the 709 - Duluth school district.

How long has this property been on the market?

This property has been listed for 83 days.

Listed at

$299,900

$144/sqft

Highland Park Add To Duluth

721 N 20th Avenue, Duluth, MN, 55812

5 Bedrooms2 Bathrooms2,089 Square Feet0.15 Acres

Days on market83

Year built1950

ParkingOther

TypeResidential

Est. $5,997buyer credit when you buy with SODL

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About this home

Make money while you sleep! This adorable 5-bedroom bungalow is ideally located within walking distance to UMD and The College of St. Scholastica, making it a highly desirable rental for students seeking both convenience and charm. Featuring beautiful hardwood floors and spacious bedrooms, this home offers character and functionality, the perfect balance for studying, relaxing, and everyday living. The inviting layout and generous living spaces create a comfortable environment that tenants will love. With strong rental demand in this area and proximity to shopping, restaurants, and public transportation (including bus lines), this property checks every box for investors looking to generate steady income. Whether you're expanding your portfolio or stepping into student housing for the first time, this cute bungalow is a smart move with built-in appeal.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne and One Half

Living area2,089 sqft

Above-grade finished1,589 sqft

Below-grade finished500 sqft

Lot size0.15 acres (98x66)

Days on market83

ListedFeb 24, 2026

MLS #NST7025883

CountySt. Louis

SubdivisionHighland Park Add To Duluth

Parcel #010222001780

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Radiant
Cooling: None
Basement: Block, Full, Concrete · 500 sqft finished

Property

Levels / stories: One and One Half
Parking features: Other
Exterior features: Stucco
Lot size: 0.15 acres
Lot dimensions: 98x66
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 2,400 sqft
Year built: 1950

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Highland Park Add To Duluth
HOA: No HOA
School district: 709 - Duluth
High school district: Duluth

Financial & listing details

Annual tax: $2,651 (2025)
Tax with assessments: 2680
Listed: Feb 24, 2026
Days on market: 83 · 7 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Full, Concrete

HeatingRadiant

CoolingNone

AccessibilityNone

Exterior & lot

ExteriorStucco

FoundationBlock

Foundation area2,400 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingOther

Garage spaces0

Financial details

Annual taxes$2,651

Tax year2025

Taxes w/ assessments2680

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District709 - Duluth

District number709

District phone2183368700

High schoolDuluth

SODL flat fee brokerage

$5,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,897/mo

Principal & interest$1,576

Property taxes$221

Home insurance (est.)$100

Down payment

$59,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.