Listed at
$295,000
$207/sqft

Lower Monticello

718 E River Street, Monticello, MN, 55362
3  Bedrooms2  Bathrooms1,423  Square Feet0.354  Acres
Days on market0
Year built1963
Garage spaces1
TypeResidential
Est. $5,850buyer credit when you buy with SODL
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About this home

Enjoy scenic Mississippi River views right from your living room! This charming, move-in ready 3-bedroom, 2-bathroom home sits on an extra-large, mature city lot and delivers the ideal blend of modern comfort, major updates, and exceptional outdoor living in the heart of Monticello. Step inside to a bright and welcoming interior featuring fresh paint throughout, brand-new carpeting, and timeless hardwood floors across the bedrooms. The kitchen is outfitted with contemporary European-style cabinetry, stainless steel appliances, sink with removable trays and racks, integrated hidden drawer-style dishwasher! The heavy lifting has already been done with an extensive list of big-ticket improvements for complete peace of mind: • New roof installed in 2024 • Newer furnace & central air conditioning • Newer water heater & newer kitchen appliances • Freshly reinsulated attic for maximum year-round energy efficiency and lower utility bills Head outside to your own backyard retreat. The expansive concrete patio is tailor-made for warm-weather barbecues, relaxing evening get-togethers, and entertaining friends and family. The mature lot offers plenty of open green space for gardening, recreation, or pets. You will also love the oversized backyard,10x12 storage shed, generously sized to store your riding mower, snowblower, yard equipment, and all your outdoor tools without cluttering the garage. The attached garage also includes a convenient car plug-in / battery charging adapter ready for your electric or hybrid vehicle. The location cannot be beat for recreation, community convenience, and daily living: • Just steps from Ellison Park along the Mississippi River, where you can take advantage of the public boat launch, river access, playgrounds, shaded picnic pavilions, and scenic walking paths. • Minutes from Montissippi County Park and the premier Bertram Chain of Lakes Regional Park, featuring miles of singletrack mountain bike trails, hiking paths, swimming beaches, paddling, and year-round nature recreation. • Close to the Monticello Community Center, offering an indoor pool and waterpark, fitness center, indoor track, and ice arena. • Excellent educational options within the Monticello Public School District (ISD 882). • Effortless everyday commute with quick, easy access to Interstate 94, downtown Monticello dining, shopping, grocery stores, and medical facilities. With its breathtaking river views, high-value mechanical and structural updates, and generous yard space, this turnkey home is completely ready for you to move in, unpack, and enjoy!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsThree Level Split
Living area1,423 sqft
Above-grade finished1,113 sqft
Below-grade finished310 sqft
Lot size0.354 acres (135x121x133x111)
Days on market0
ListedOct 5, 2026
MLS #NST7154777
CountyWright
SubdivisionLower Monticello
Parcel #155015001040

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Three Level Split
Garage
1 space · 346 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Patio
Exterior features
Metal
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,113 sqft
Roof
Age 8 Years or Less
Year built
1963

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Lower Monticello
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$2,180 (2025)
Listed
Oct 5, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesHardwood Floors, Kitchen Window, Patio, Tile Floors
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorMetal
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,113 sqft
Patio/porchPatio
Lot featuresCorner Lot
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces1
Garage size346 sqft

Financial details

Annual taxes$2,180
Tax year2025
Taxes w/ assessments2180
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$5,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,830/mo
Principal & interest$1,550
Property taxes$182
Home insurance (est.)$98
%
$59,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

718 E River Street, Monticello, MN, 55362

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Listing information

MLS #NST7154777
StatusActive
Last updatedOct 5, 2026, 8:24 PM
Originally listedOct 5, 2026, 8:11 AM
Listing officeLuke Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.