Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,202 (2025).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 81 days.

Sold / Closed

$418,500

Sold price · Closed Jun 12, 2026

$145/sqft

Emerald Acres

712 Churchill Drive, Owatonna, MN, 55060

4 Bedrooms3 Bathrooms2,936 Square Feet0.272 Acres

Days on market81

Year built2001

Garage spaces3

TypeResidential

Est. $9,750buyer credit when you buy with SODL

About this home

Spectacular four bedroom, three bathroom home situated on a beautiful lot in Owatonna. A dramatic foyer welcomes you into the sun filled main level featuring multiple living and dining areas, a flexible bedroom or office, three quarter bath, laundry, mudroom, and an expansive kitchen designed for everyday living and entertaining. The upper level offers three additional bedrooms and a shared full bath, including a spacious primary suite with walk in closet and private full bathroom. The finished lower level is ideal for gathering, complete with an amusement room and wet bar. Seamless indoor outdoor flow makes this home perfect for entertaining. The flat, fenced backyard creates a private retreat with mature trees, cedar deck, stamped concrete patio, and storage shed for lawn equipment and tools. Major exterior improvements provide peace of mind, including new roof and siding in 2018, garage door replacement in 2022, and eleven new windows and two patio sliding doors installed in 2023. Heated three car garage adds function, storage, and flexibility. Lincoln Elementary School. Welcome home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2001

LevelsTwo

Living area2,936 sqft

Above-grade finished2,389 sqft

Below-grade finished547 sqft

Lot size0.272 acres (132 x 90)

Days on market81

ListedFeb 10, 2026

MLS #NST6812536

CountySteele

SubdivisionEmerald Acres

Parcel #175220403

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Humidifier, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 30x20 · 673 sqft
Parking features: Attached Garage, Heated Garage, Insulated Garage
Patio & porch: Deck, Patio
Exterior features: Engineered Wood, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 697 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2001

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Emerald Acres
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $6,202 (2025)
Listed: Feb 10, 2026
Days on market: 81
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryLaundry Room, Main Level, Sink

AppliancesDishwasher, Humidifier, Microwave, Range, Refrigerator, Water Softener Owned

DiningBreakfast Area, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood, Vinyl

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation8 ft+ Pour

Foundation area697 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Heated Garage, Insulated Garage

Garage spaces3

Garage size673 sqft

Financial details

Annual taxes$6,202

Tax year2025

Taxes w/ assessments6202

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$9,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,892/mo

Principal & interest$2,234

Property taxes$517

Home insurance (est.)$142

Down payment

$85,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.