Listed at
$459,990
$247/sqft

Northwater

7096 Mackenzie Court, Otsego, MN, 55330
3  Bedrooms2  Bathrooms1,866  Square Feet0.32  Acres
Days on market370
Year built2025
Garage spaces3
TypeResidential
Est. $10,800buyer credit when you buy with SODL
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About this home

***Ask how you can receive a 3.875% 7/6 ARM mortgage rate PLUS up to $5,000 in closing costs on this home!*** Welcome home to 1 level living!! DR Horton’s “Clayton” offers open concept living on one level with plenty of space for gathering and entertaining. The two guest rooms are situated up front separated by a full bathroom. The entertaining space features a large kitchen, an island for 3+ people, separate informal dining space and large family room. Enjoy a beautiful Minnesota afternoon on your large, covered patio. Your new kitchen includes stainless steel appliances, a microwave that vents to the exterior, gas cooktop and walk in pantry. A primary suite is spacious but still cozy with a walk-in closet, private bath with a shower, dual vanity, Quartz counters and tons of cabinet and counter space. Take this home and place it in the great location of minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining! This neighborhood does not have an HOA!

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Home facts

Property typeResidential
Year built2025
LevelsOne
Living area1,866 sqft
Above-grade finished1,866 sqft
Below-grade finished0 sqft
Lot size0.32 acres (123 x 126 x 72 x 148)
Days on market370
ListedSep 23, 2025
New constructionYes
MLS #NST6793594
CountyWright
SubdivisionNorthwater
Parcel #118371003110

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Humidifier
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories
One
Garage
3 spaces · 674 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Covered, Patio
Lot size
0.32 acres
Lot dimensions
123 x 126 x 72 x 148

Construction

Property type
Residential
Foundation
1,866 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Builder
D.R. HORTON
New construction
Yes
Year built
2025

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Northwater
HOA
No HOA
School district
Elk River

Financial & listing details

Annual tax
$1,120 (2025)
Listed
Sep 23, 2025
Days on market
370
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Humidifier
CoolingCentral Air
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt
Foundation area1,866 sqft
Patio/porchCovered, Patio
Lot featuresCorner Lot, Sod Included in Price
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size674 sqft

Financial details

Annual taxes$1,120
Tax year2025
Taxes w/ assessments1120
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2241
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$10,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,664/mo
Principal & interest$2,417
Property taxes$93
Home insurance (est.)$153
%
$91,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7096 Mackenzie Court, Otsego, MN, 55330

Listing information

MLS #NST6793594
StatusActive
Last updatedDec 8, 2025, 10:18 PM
Originally listedSep 23, 2025, 2:58 PM
Listing officeD.R. Horton, Inc.
Co-listing officeD.R. Horton, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.