Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,875.26 (2026).

What school district is this property in?

This property is in the 11 - Anoka-Hennepin school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 3 days.

Listed at

$389,900

$178/sqft

Regency Pond 3rd Add

7085 148th Lane, Ramsey, MN, 55303

3 Bedrooms2 Bathrooms2,194 Square Feet0.34 Acres

Days on market3

Year built1998

Garage spaces3

TypeResidential

Est. $8,697buyer credit when you buy with SODL

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About this home

Welcome home! This spacious 3-bedroom, 2-bath Ramsey home offers approximately 2,194 sq. ft. of comfortable living space. High ceilings and an open floor plan create a bright, welcoming feel, while the addition provides even more room to gather and entertain. Cozy up by the gas fireplace on chilly Minnesota evenings. The lower-level bedroom features a walk-in closet for added storage. Recent updates include a refrigerator, washer, and dryer in 2024 and a new dishwasher in 2026. Outside, enjoy a fully fenced backyard, storage shed, and a spacious driveway with an additional parking pad next to the 3-car garage. With generous living space, a functional layout, and plenty of opportunity to add your own personal touches, this home is ready to welcome its next owners!

View this property at

Date

Oct 4, 2026

Time

5pm – 7pm

Address

7085 148th Lane, Ramsey, MN, 55303

Listed By: Home Guide Realty LLC • NST7148810 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1998

LevelsFour or More Level Split

Living area2,194 sqft

Above-grade finished1,444 sqft

Below-grade finished750 sqft

Lot size0.34 acres (112X133)

Days on market3

ListedSep 25, 2026

MLS #NST7148810

CountyAnoka

SubdivisionRegency Pond 3rd Add

Parcel #273225220064

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 3 spaces
Parking features: Attached Garage
Patio & porch: Deck
Exterior features: Stone, Vinyl
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,444 sqft
Roof: Asphalt
Year built: 1998

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Regency Pond 3rd Add
HOA: No HOA
School district: 11 - Anoka-Hennepin
High school district: Anoka-Hennepin

Financial & listing details

Annual tax: $3,875.26 (2026)
Listed: Sep 25, 2026
Days on market: 3
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Hardwood Floors, In-Ground Sprinkler, Tile Floors

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAsphalt

FoundationBlock

Foundation area1,444 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size0 sqft

Financial details

Annual taxes$3,875.26

Tax year2026

Taxes w/ assessments3875.26

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District11 - Anoka-Hennepin

District number11

District phone7635061000

High schoolAnoka-Hennepin

SODL flat fee brokerage

$8,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$2,502/mo

Principal & interest$2,049

Property taxes$323

Home insurance (est.)$130

Down payment

$77,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.