Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,184 (2026).

What school district is this property in?

This property is in the 882 - Monticello school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 95 days.

Listed at

$399,900

$150/sqft

Original Monticello

705 W River Street, Monticello, MN, 55362

4 Bedrooms3 Bathrooms2,664 Square Feet0.287 Acres

Days on market95

Year built1960

Garage spaces2

TypeResidential

Est. $8,997buyer credit when you buy with SODL

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About this home

This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1960

LevelsOne

Living area2,664 sqft

Above-grade finished1,532 sqft

Below-grade finished1,132 sqft

Lot size0.287 acres (181 x 68 x197 x 66)

Days on market95

ListedJun 24, 2026

MLS #NST7098345

CountyWright

SubdivisionOriginal Monticello

Parcel #155010059040

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Baseboard, Ductless Mini-Split, Hot Water
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 20 x 20 · 400 sqft
Parking features: Attached Garage, Tuckunder Garage
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Stone, Steel Siding
Fencing: Chain Link, Full, Wood

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,532 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1960

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Original Monticello
HOA: No HOA
School district: 882 - Monticello
High school district: Monticello

Financial & listing details

Annual tax: $3,184 (2026)
Listed: Jun 24, 2026
Days on market: 95
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout

HeatingBaseboard, Ductless Mini-Split, Hot Water

CoolingDuctless Mini-Split

Fireplaces1

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Panoramic View, Tile Floors, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,532 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Tuckunder Garage

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$3,184

Tax year2026

Taxes w/ assessments3184

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District882 - Monticello

District number882

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$8,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,500/mo

Principal & interest$2,102

Property taxes$265

Home insurance (est.)$133

Down payment

$79,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

705 W River Street, Monticello, MN, 55362

Street View

Listing information

MLS #NST7098345

StatusActive

Last updatedSep 27, 2026, 1:28 PM

Originally listedJun 26, 2026, 12:00 AM

Listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.