Listed at
$1,495,000
$286/sqft

White Oak Fields

7040 132nd Street, Hugo, MN, 55038
5  Bedrooms5  Bathrooms5,231  Square Feet9.888  Acres
Days on market53
Year built2004
Garage spaces11
TypeResidential
Est. $41,850buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Set on 9.88 breathtaking acres within the prestigious Mahtomedi School District — among the closest acreage properties to the shops, dining, and waterfront of downtown White Bear Lake — 7040 132nd Street North is one of the most extraordinary private compounds to reach the Twin Cities market. Custom craftsmanship, recreational infrastructure, and serene natural beauty converge here in a way that simply cannot be replicated. Built by a successful commercial contractor who had his office here, raised his family here, flooded a skating rink behind the barn every winter, and hosted weddings and parties in that barn, it carries the honest character and patina that only comes from a property truly put to use. The two-story Craftsman offers 5,900 total sq ft with over 5,200 finished. Limestone exterior, copper turret roof, cedar timber entry, covered front porch. Inside: two-story herringbone tile entry, floor-to-ceiling fieldstone fireplace with live-edge mantel, knotty alder doors and trim throughout, reclaimed railroad tie kitchen island, beadboard cabinetry to the ceiling, wall ovens, wine fridge, custom locker drop zone. Octagonal tray ceiling dining room opens via French doors to a cedar tongue-and-groove screened porch with lake views and gas fire table, then a Brazilian wood deck with grill and lake view. Main floor study, dedicated laundry, 9-ft ceilings, 400-amp service, Kinetico water system, cast iron plumbing, whole-home speakers, 17-zone irrigation. Upstairs, cedar plank ceilings grace every bedroom. Primary suite: vaulted cedar ceiling, lake-view gable window, separate walk-in closets, spa bath with dual vessel sinks, travertine wainscoting, boulder-step soaking tub, and a steam shower with full travertine tile, pebble mosaic floor, body sprays, and glass block wall. Four additional bedrooms, three more baths. Lower level: home theater with projector and screen, fifth bedroom, full bath, concrete safe room, walkout to boulder patio, and in-floor radiant heat throughout, fed by the home's boiler alongside two furnaces, four heat zones, and two AC units. The attached 3-car garage is finished, insulated, and heated with in-floor radiant. The 8-car detached garage is fully self-contained — its own boiler, in-floor radiant, furnace, and AC. Sixteen-by-eight doors, 24-ft bays, 10-ft ceilings. Total garage capacity: 11 cars. Above it, office space expands across the entire finished area over the detached garage — conference room, executive office, kitchenette, four built-in desks, half bath, private entrance — with strong potential for conversion to guest quarters or an accessory dwelling unit. A 32x18 two-story storage building rounds out the campus. The historic 95x33 barn is in a class of its own — soaring original wood bow trusses, hardwood floors, built-in bar, new standing seam metal roof, and a retrofitted silo bathroom with curved corrugated metal wall, copper vessel sink, granite top, and stone tile floors. Weddings, proms, pickleball tournaments — this barn has hosted it all. Below: massive cold storage for boats and equipment. Calling all equestrian buyers: six horses are permitted — a rare allowance this close to downtown White Bear Lake. Also: private dock on the environmental lake, stone firepit, volleyball court, second well that fed the winter skating rink, whole-home generator, and 5+ irrigated acres out back. This compound has the bones, the infrastructure, the acreage, and the soul that no amount of money can manufacture from scratch. Acreage this close to downtown White Bear Lake is ideal! MUST SEE!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built2004
LevelsMore Than 2 Stories
Living area5,231 sqft
Above-grade finished4,184 sqft
Below-grade finished1,047 sqft
Lot size9.888 acres (333x1459x305x1323)
Days on market53
ListedAug 6, 2026
MLS #NST7122902
CountyWashington
SubdivisionWhite Oak Fields
Parcel #2803121420006

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Water Softener Owned, Wine Cooler

Property

Levels / stories
More Than 2 Stories
Garage
11 spaces · attached 35x24.6 and detached 98.5x25 · 3,323 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Concrete, Floor Drain, Finished Garage, Heated Garage, Multiple Garages, Paved Lot, More Parking Onsite for Fee
Patio & porch
Deck, Front Porch, Patio, Porch, Screened, Side Porch, Wrap Around
Exterior features
Stone, Cement Board
Fencing
Electric

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,730 sqft
Roof
Age Over 8 Years
Year built
2004

Utilities

Water
Well
Sewer
Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Electric, Natural Gas
Electric
Circuit Breakers, 200+ Amp Service, Other

Community & HOA

Subdivision
White Oak Fields
HOA
No HOA
School district
832 - Mahtomedi
High school district
Mahtomedi

Financial & listing details

Annual tax
$11,439 (2025)
Tax with assessments
11442
Listed
Aug 6, 2026
Days on market
53 · 72 cumulative
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, In-Floor Heat, Partially Finished, Storage Space, Sump Basket, Walkout
HeatingForced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Water Softener Owned, Wine Cooler
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Security Lights, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+
Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board
RoofAge Over 8 Years
FoundationBlock
Foundation area1,730 sqft
Patio/porchDeck, Front Porch, Patio, Porch, Screened, Side Porch, Wrap Around
Lot featuresSuitable for Horses, Tillable, Tree Coverage - Light
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes, Tank with Drainage Field
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Concrete, Floor Drain, Finished Garage, Heated Garage, Multiple Garages, Paved Lot, More Parking Onsite for Fee
Garage spaces11
Garage size3,323 sqft

Financial details

Annual taxes$11,439
Tax year2025
Taxes w/ assessments11442
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District832 - Mahtomedi
District number832
District phone6514072001
High schoolMahtomedi
SODL flat fee brokerage
$41,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $41,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$9,308/mo
Principal & interest$7,857
Property taxes$953
Home insurance (est.)$498
%
$299,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7040 132nd Street, Hugo, MN, 55038

Listing information

MLS #NST7122902
StatusActive
Last updatedSep 25, 2026, 5:35 PM
Originally listedAug 6, 2026, 10:54 AM
Listing officeWhite Bear Lake Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.