Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,120 (2025).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 126 days.

Sold / Closed

$485,010

Sold price · Closed Jun 22, 2026

$193/sqft

Northwater

7016 Mackenzie Court NE, Otsego, MN, 55330

5 Bedrooms4 Bathrooms2,513 Square Feet0.24 Acres

Days on market126

Year built2026

Garage spaces3

TypeResidential

Est. $11,520buyer credit when you buy with SODL

About this home

The Cameron II is a 5-bedroom home that features an amazing kitchen layout with large center island and corner walk-in pantry. The kitchen is highlighted by subway tile backsplash, quartz countertops and stainless steel appliances. Not to mention the main level eye catcher - vaulted ceilings! Primary bedroom features MASSIVE walk-in closet and executive height, double vanity in the primary ensuite bathroom. 5th bedroom located on the main level features decorative French doors. AND the lower level is FINISHED with a bedroom, bathroom and family room space! NO HOA! Take this home and place it in the great location of minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, what more could you ask for?

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsThree Level Split

Living area2,513 sqft

Above-grade finished1,856 sqft

Below-grade finished657 sqft

Lot size0.24 acres (41 x 132 x 75 x 123 x 51)

Days on market126

ListedFeb 2, 2026

New constructionYes

MLS #NST7015314

CountyWright

SubdivisionNorthwater

Parcel #118371003060

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories: Three Level Split
Garage: 3 spaces · 618 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Covered, Front Porch
Exterior features: Vinyl
Lot size: 0.24 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 1,856 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Builder: D.R. HORTON
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Northwater
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $1,120 (2025)
Listed: Feb 2, 2026
Days on market: 126
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDrain Tiled, Finished, Concrete, Storage Space, Sump Basket, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Electric Dryer Hookup, Lower Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCable, Ethernet Wired, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Divided Bdr Flr Plan, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

Foundation8 ft+ Pour

Foundation area1,856 sqft

Patio/porchCovered, Front Porch

Lot featuresSod Included in Price

Road frontageCity Street, Cul De Sac, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size618 sqft

Financial details

Annual taxes$1,120

Tax year2025

Taxes w/ assessments1120

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$11,520Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,520

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,798/mo

Principal & interest$2,544

Property taxes$93

Home insurance (est.)$161

Down payment

$96,798

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.