Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $646 (2026).

What school district is this property in?

This property is in the 2899 - Plainview-Elgin-Millville school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 140 days.

Listed at

$405,000

$252/sqft

685 1st Street

685 1st Street, Elgin, MN, 55932

2 Bedrooms1 Bathroom1,606 Square Feet0.7 Acres

Days on market140

Year built2026

Garage spaces3

TypeResidential

Est. $9,150buyer credit when you buy with SODL

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About this home

Pre-sold split entry home with 2 bedrooms, 2 bathrooms, unfinished basement.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsOne

Living area1,606 sqft

Above-grade finished1,606 sqft

Below-grade finished0 sqft

Lot size0.7 acres (100x304)

Days on market140

ListedMay 7, 2026

MLS #NST7071819

CountyWabasha

Parcel #R190048500

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Laundry: Laundry Room

Property

Levels / stories: One
Garage: 3 spaces · 750 sqft
Parking features: Attached Garage, Concrete
Exterior features: Vinyl
Lot size: 0.7 acres
Lot dimensions: 100x304

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,606 sqft
Roof: Age 8 Years or Less
Builder: DALE JECH CONSTRUCTION LLC

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 2899 - Plainview-Elgin-Millville
High school district: Plainview-Elgin-Millville

Financial & listing details

Annual tax: $646 (2026)
Listed: May 7, 2026
Days on market: 140 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

DiningKitchen/Dining Room

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,606 sqft

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces3

Garage size750 sqft

Financial details

Annual taxes$646

Tax year2026

Taxes w/ assessments646

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2899 - Plainview-Elgin-Millville

District number2899

District phone5075343651

High schoolPlainview-Elgin-Millville

SODL flat fee brokerage

$9,150Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,150

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,317/mo

Principal & interest$2,128

Property taxes$54

Home insurance (est.)$135

Down payment

$81,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.