Listed at
$240,000
$153/sqft

Cedar South

684 9th Street, Clearwater, MN, 55320
3  Bedrooms2  Bathrooms1,565  Square Feet0.093  Acres
Days on market39
Year built2004
Garage spaces2
HOA / month$260
TypeResidential
Est. $4,200buyer credit when you buy with SODL
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About this home

Well-maintained 3 bedroom, 2 bathroom end-unit home with a 2-stall garage, conveniently located near I-94 for easy commuting. This home offers a spacious layout with several valuable updates completed over the years, giving buyers peace of mind and added convenience. Recent and notable improvements include a water heater replaced in 2023, washer and dryer replaced in 2020, refrigerator replaced in 2024, dishwasher replaced in 2023, garbage disposal replaced in 2024, and a furnace motherboard replacement. Additional updates include deck repair and paint in 2025, smart features added, kitchen backsplash and sink updates, new mailboxes in 2025, exterior storm-related repairs (2023) to the roof, siding, and gutters, concrete slab and brick replacement, and an air humidifier installed in 2018. The home also features an insulated and sheetrocked 2-stall garage, a lower-level bar area with wine fridge, and comfortable living spaces throughout. The home has been thoughtfully cared for and offers a great opportunity in a convenient location. Check it out and see for yourself!

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2004
LevelsSplit Entry (Bi-Level)
Living area1,565 sqft
Above-grade finished944 sqft
Below-grade finished621 sqft
Lot size0.093 acres (45x90)
Days on market39
ListedJun 24, 2026
MLS #NST7097981
CountyWright
SubdivisionCedar South
Parcel #104028003150

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 20x22 · 440 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Deck
Exterior features
Stone, Vinyl
Lot size
0.093 acres

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Construction materials
Block
Foundation
Block · 884 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2004

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Cedar South
HOA
$260/month
HOA name
INH Management Group
HOA phone
3202522000
HOA includes
Building Exterior, Lawn Care, Snow Removal
School district
742 - St. Cloud

Financial & listing details

Annual tax
$2,446 (2025)
Listed
Jun 24, 2026
Days on market
39 · 14 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room, Living/Dining Room
AmenitiesDeck, Indoor Sprinklers
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area884 sqft
Patio/porchDeck
Lot featuresCorner Lot
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$2,446
Tax year2025
Taxes w/ assessments2446
Assessment pendingNo
HOA fee$260
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,805/mo
Principal & interest$1,261
Property taxes$204
Home insurance (est.)$80
HOA fees$260
%
$48,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

684 9th Street, Clearwater, MN, 55320

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Listing information

MLS #NST7097981
StatusClosed
Last updatedAug 3, 2026, 6:37 PM
Originally listedJun 24, 2026, 4:26 PM
Listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.