Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,156 (2025).

What school district is this property in?

This property is in the 911 - Cambridge-Isanti school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 27 days.

Sold / Closed

$382,000

Sold price · Closed Sep 21, 2026

$168/sqft

Bridgewater Third Add

683 Elins Lake Road SE, Cambridge, MN, 55008

5 Bedrooms3 Bathrooms2,294 Square Feet0.51 Acres

Days on market27

Year built2018

Garage spaces3

TypeResidential

Est. $8,547buyer credit when you buy with SODL

About this home

Welcome To This Beautiful 5 Bedroom 3 Bath Home In The Heart Of Cambridge... This 2018 Built Home Has A 3 Car Garage & Is Just Blocks From Elms Lake... Home Features Vaulted Ceilings With Lots Of Natural Sunlight & A Walkout To A Private Backyard.. Custom Window Treatments Stay With Home... Composite Decking Leads Down To Huge Patio With A Wooden Pergola... There Is A 220 Amp Outlet That Can Be Used For A Outside Kitchen Or Hot Tub.. No Neighbors Behind You Great Privacy.. Close To Shopping, Schools, Churches Etc.. Won't Last Long

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2018

LevelsSplit Entry (Bi-Level)

Living area2,294 sqft

Above-grade finished1,159 sqft

Below-grade finished1,135 sqft

Lot size0.51 acres (190x240x229)

Days on market27

ListedJun 24, 2026

MLS #NST7098693

CountyIsanti

SubdivisionBridgewater Third Add

Parcel #151670480

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 30x22 · 660 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Composite Decking, Deck, Front Porch
Exterior features: Stone, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Brick, Concrete
Foundation: Block · 1,248 sqft
Roof: Age 8 Years or Less
Year built: 2018

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Bridgewater Third Add
HOA: No HOA
School district: 911 - Cambridge-Isanti
High school district: Cambridge-Isanti

Financial & listing details

Annual tax: $5,156 (2025)
Listed: Jun 24, 2026
Days on market: 27
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full, Storage Space, Sump Basket, Walkout

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room, Washer Hookup

AppliancesDishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Divided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,248 sqft

Patio/porchComposite Decking, Deck, Front Porch

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size660 sqft

Financial details

Annual taxes$5,156

Tax year2025

Taxes w/ assessments5156

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District911 - Cambridge-Isanti

District number911

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$8,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,581/mo

Principal & interest$2,023

Property taxes$430

Home insurance (est.)$128

Down payment

$76,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.