Listed at
$410,000
$169/sqft

Settlers Bluff 2nd Add

6822 102nd Street, Cottage Grove, MN, 55016
4  Bedrooms3  Bathrooms2,425  Square Feet0.113  Acres
Days on market5
Year built2024
Garage spaces2
HOA / month$160
TypeResidential
Est. $9,300buyer credit when you buy with SODL
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About this home

Built in 2024, this stunning two-story home offers modern design, quality finishes, and a functional layout perfect for today's lifestyle. An inviting oversized front porch leads into a spacious foyer and open-concept main level featuring durable luxury vinyl plank flooring throughout the living, dining, and kitchen areas. The stylish kitchen is equipped with granite countertops, crisp white cabinetry, and stainless steel appliances, creating a bright and welcoming space for cooking and gathering. The dining area walks out to a large concrete patio, ideal for outdoor entertaining, grilling, or relaxing. Upstairs, a versatile loft provides additional living space and can easily serve as a home office, playroom, or media area. An adjacent nook offers the perfect spot for a homework station or workspace. The private owner's suite provides a comfortable retreat, while the conveniently located upper-level laundry room adds everyday ease. Three additional bedrooms complete the upper level, offering plenty of space. With thoughtful design, contemporary finishes, and included sod and irrigation, this nearly new home is move-in ready!

View this property at

Date
Sep 26, 2026
Time
5pm – 6:30pm
Address
6822 102nd Street, Cottage Grove, MN, 55016

Listed By: Pemberton RE • NST7149044 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2024
LevelsTwo
Living area2,425 sqft
Above-grade finished2,425 sqft
Below-grade finished0 sqft
Lot size0.113 acres (40x123)
Days on market5
ListedSep 23, 2026
MLS #NST7149044
CountyWashington
SubdivisionSettlers Bluff 2nd Add
Parcel #3002721110143

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
2 spaces · 450 sqft
Parking features
Attached Garage, Garage Door Opener
Patio & porch
Patio
Exterior features
Stone, Fiber Board, Vinyl
Lot size
0.113 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,035 sqft
Roof
Age 8 Years or Less
Year built
2024

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Settlers Bluff 2nd Add
HOA
$160/month
HOA name
Gassen Property Managment
HOA phone
9529225575
HOA includes
Lawn Care, Professional Mgmt, Sanitation, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$4,962 (2025)
Listed
Sep 23, 2026
Days on market
5 · 87 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler
AccessibilityNone
Special features4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Fiber Board, Vinyl
RoofAge 8 Years or Less
FoundationSlab
Foundation area1,035 sqft
Patio/porchPatio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener
Garage spaces2
Garage size450 sqft

Financial details

Annual taxes$4,962
Tax year2025
Taxes w/ assessments4962
Assessment pendingNo
HOA fee$160
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$9,300Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,300

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,865/mo
Principal & interest$2,155
Property taxes$414
Home insurance (est.)$137
HOA fees$160
%
$82,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6822 102nd Street, Cottage Grove, MN, 55016

Listing information

MLS #NST7149044
StatusActive
Last updatedSep 24, 2026, 6:10 PM
Originally listedSep 23, 2026, 11:21 AM
Listing officePemberton RE

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.