Does this property have an HOA?

Yes. The HOA fee is $165 per month.

What are the annual property taxes?

Annual property taxes are $5,383 (2026).

What school district is this property in?

This property is in the 833 - South Washington County school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 64 days.

Sold / Closed

$440,000

Sold price · Closed Aug 31, 2026

$170/sqft

Settlers Bluff 2nd Add

6764 101st Street S, Cottage Grove, MN, 55016

5 Bedrooms3 Bathrooms2,578 Square Feet0.148 Acres

Days on market64

Year built2022

Garage spaces2

HOA / month$165

TypeResidential

Est. $10,125buyer credit when you buy with SODL

About this home

5 bedrooms plus a great location within the neighborhood! Backing up to an open space this home sits on a premium lot with a wonderful view. 5 total bedrooms + two large living spaces + Primary Bedroom with private bath and walk-in closet. A large walkout patio helps you enjoy the premium lot location. Large windows capture the sunlight and fill up the vaulted ceilings on the upper level. Snow/lawn/sanitation are managed by the association making this home super easy to move into!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2022

LevelsTwo

Living area2,578 sqft

Above-grade finished2,578 sqft

Below-grade finished0 sqft

Lot size0.148 acres (75x123x11x123)

Days on market64

ListedJun 17, 2026

MLS #NST7094584

CountyWashington

SubdivisionSettlers Bluff 2nd Add

Parcel #3002721110101

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 21x23 · 483 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Front Porch, Patio
Exterior features: Stone
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,088 sqft
Roof: Age 8 Years or Less
Year built: 2022

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Settlers Bluff 2nd Add
HOA: $165/month
HOA name: Gassen
HOA phone: 9529225575
HOA includes: Lawn Care, Professional Mgmt, Sanitation, Snow Removal
School district: 833 - South Washington County

Financial & listing details

Annual tax: $5,383 (2026)
Tax with assessments: 5436
Listed: Jun 17, 2026
Days on market: 64
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level, Laundry Room, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone

RoofAge 8 Years or Less

FoundationSlab

Foundation area1,088 sqft

Patio/porchFront Porch, Patio

Lot featuresProperty Adjoins Public Land, Tree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size483 sqft

Financial details

Annual taxes$5,383

Tax year2026

Taxes w/ assessments5436

Assessment pendingYes

HOA fee$165

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District833 - South Washington County

District number833

District phone6514256300

High schoolSouth Washington County

SODL flat fee brokerage

$10,125Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,125

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,059/mo

Principal & interest$2,299

Property taxes$449

Home insurance (est.)$146

HOA fees$165

Down payment

$87,500

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.