Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,052 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 192 days.

Listed at

$309,900

$193/sqft

675 Otsego Street

675 Otsego Street, Saint Paul, MN, 55101

3 Bedrooms2 Bathrooms1,608 Square Feet

Days on market192

Year built2003

Garage spaces2

TypeResidential

Est. $6,297buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2003

LevelsTwo

Living area1,608 sqft

Above-grade finished1,408 sqft

Below-grade finished200 sqft

Lot size0 acres (46.46x124)

Days on market192

ListedMar 21, 2026

MLS #NST7040686

CountyRamsey

Parcel #322922220148

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Exhaust Fan, Range, Refrigerator

Property

Levels / stories: Two
Garage: 2 spaces · 568 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Fencing: None
Lot dimensions: 46.46x124

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 704 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2003

Utilities

Water: City Water/Connected, City Water - In Street
Sewer: City Sewer/Connected, City Sewer - In Street
Fuel: Natural Gas

Community & HOA

HOA: No HOA
HOA includes: Other
School district: St. Paul

Financial & listing details

Annual tax: $4,052 (2025)
Listed: Mar 21, 2026
Days on market: 192
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementEgress Window(s), Full, Sump Pump

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Exhaust Fan, Range, Refrigerator

DiningInformal Dining Room

AmenitiesKitchen Window, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

Foundation area704 sqft

Lot featuresPublic Transit (w/in 6 blks), Sod Included in Price

Road frontageCity Street, Curbs, Paved Streets, Sidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, City Water - In Street

SewerCity Sewer/Connected, City Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size568 sqft

Financial details

Annual taxes$4,052

Tax year2025

Taxes w/ assessments4052

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2102

District phone6517678100

High schoolSt. Paul

SODL flat fee brokerage

$6,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,070/mo

Principal & interest$1,629

Property taxes$338

Home insurance (est.)$103

Down payment

$61,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

675 Otsego Street, Saint Paul, MN, 55101

Street View

Listing information

MLS #NST7040686

StatusActive

Last updatedApr 21, 2026, 2:07 PM

Originally listedMar 21, 2026, 3:31 PM

Listing officeUSA Dream Home Realty Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.