Listed at
$525,000
$156/sqft

Summers Landing 4th Add

6702 92nd Bay, Cottage Grove, MN, 55016
4  Bedrooms3  Bathrooms3,376  Square Feet0.286  Acres
Days on market13
Year built2021
Garage spaces3
HOA / month$175
TypeResidential
Est. $12,750buyer credit when you buy with SODL
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About this home

Fabulous one-level living with pond views, a finished walkout lower level, and room for everyone! Tucked on a quiet cul-de-sac, this spacious 4-bedroom, 3-bath home offers an open, light-filled floor plan designed for comfortable everyday living and entertaining. The main level features a generous kitchen with stone countertops, stainless steel appliances, center island, and plenty of workspace, opening to the living and dining areas. A sun-filled four-season room provides a wonderful spot to enjoy the peaceful backyard and pond views. The main-level owner’s suite includes a private ¾ bath and large walk-in closet, while two additional bedrooms, a full bath, and convenient laundry complete this level. The finished walkout lower level offers exceptional additional living space with a custom home theatre, large family/recreation area, workout room, 4th bedroom, full bath, and abundant storage. Step outside to enjoy the landscaped yard and tranquil pond setting. A welcoming front porch and attached 3-car garage add to the appeal. Conveniently located near Strawberry Fields Park, neighborhood recreation, trails, and area amenities. A wonderful combination of space, flexibility, and one-level living in Cottage Grove! NOTE: Most photos are virtually staged

View this property at

Date
Sep 27, 2026
Time
7pm – 8:15pm
Address
6702 92nd Bay, Cottage Grove, MN, 55016

Listed By: eXp Realty • NST7142632 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2021
LevelsOne
Living area3,376 sqft
Above-grade finished1,948 sqft
Below-grade finished1,428 sqft
Lot size0.286 acres (145x133)
Days on market13
ListedSep 10, 2026
MLS #NST7142632
CountyWashington
SubdivisionSummers Landing 4th Add
Parcel #1902721120044

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 30x24 · 720 sqft
Parking features
Attached Garage
Patio & porch
Porch
Exterior features
Vinyl
Lot size
0.286 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Concrete Perimeter · 1,948 sqft
Roof
Age 8 Years or Less
Year built
2021

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Summers Landing 4th Add
HOA
$175/month
HOA name
Property Care Management
HOA phone
6515549948
HOA includes
Lawn Care, Maintenance Grounds, Professional Mgmt, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$7,075 (2026)
Tax with assessments
7128
Listed
Sep 10, 2026
Days on market
13
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room
AmenitiesCeiling Fan(s), Exercise Room, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Security System, In-Ground Sprinkler, Sun Room, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationConcrete Perimeter
Foundation area1,948 sqft
Patio/porchPorch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size720 sqft

Financial details

Annual taxes$7,075
Tax year2026
Taxes w/ assessments7128
Assessment pendingNo
HOA fee$175
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$12,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,699/mo
Principal & interest$2,759
Property taxes$590
Home insurance (est.)$175
HOA fees$175
%
$105,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6702 92nd Bay, Cottage Grove, MN, 55016

Listing information

MLS #NST7142632
StatusActive
Last updatedSep 27, 2026, 5:47 PM
Originally listedSep 16, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.