Listed at
$574,990
$169/sqft

Mississippi Dunes Estates Fifth Add

6609 96th Street, Cottage Grove, MN, 55016
5  Bedrooms4  Bathrooms3,401  Square Feet0.288  Acres
Days on market20
Year built2018
Garage spaces3
HOA / month$92
TypeResidential
Est. $14,250buyer credit when you buy with SODL
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About this home

Home is on the market until Oct 6th, seller plans on renting it out after that date. So book your showings for this stellar home. Looking for a home with plenty of space for the whole family? This beautiful two-story Capstone-built home offers an impressive blend of space, comfort, and functionality, set on a spacious 0.30-acre fully fenced lot in Cottage Grove. The main level includes a bedroom and full bathroom, making it ideal for guests, a home office, or multi-generational living. The heart of the home is the stunning gourmet kitchen, featuring quartz countertops, a gas range, custom range hood, oversized island, abundant cabinetry, walk-in pantry, and butler’s pantry. The kitchen flows seamlessly into the dining and living areas, creating an inviting open-concept space for everyday living and entertaining. A stone-surround gas fireplace adds warmth and character to the living room. Upstairs, you’ll find an open loft area and four generously sized bedrooms, including a private owner’s suite. The spacious owner’s retreat features a walk-in closet, separate soaking tub, glass-enclosed shower, private water closet, and bidet. The Jack-and-Jill bathroom provides separate entrances and vanities for added convenience, while the nearby laundry room keeps everyday routines easy and efficient. With more than 3,400 finished square feet already completed, there is still even more potential downstairs. The expansive unfinished lower level includes a bathroom rough-in and offers endless possibilities to create additional living space, a home theater, gym, recreation area, or whatever fits your lifestyle. The oversized three-car garage provides plenty of room for vehicles, storage, and all your extras. Outside, the fully fenced yard gives you space to enjoy the outdoors while offering privacy and functionality. Located near parks, trails, shopping, restaurants, Mississippi Dunes Reserve, Ravine Park, and major commuter routes, this home combines convenience with plenty of room to grow. Why build new when you can have the space, upgrades, fenced yard with in ground sprinkler system, and finished living areas you want already in place—plus the opportunity to make the lower level your own?

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2018
LevelsTwo
Living area3,401 sqft
Above-grade finished3,401 sqft
Below-grade finished0 sqft
Lot size0.288 acres (85x154x86x140)
Days on market20
ListedSep 5, 2026
MLS #NST7138830
CountyWashington
SubdivisionMississippi Dunes Estates Fifth Add
Parcel #1902721420046

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
4 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories
Two
Garage
3 spaces · 30x22 · 660 sqft
Parking features
Attached Garage
Patio & porch
Porch
Exterior features
Vinyl
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Block · 3,401 sqft
Roof
Age 8 Years or Less
Year built
2018

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mississippi Dunes Estates Fifth Add
HOA
$92/annual
HOA name
Mississippi Dunes
HOA phone
8559528222
HOA includes
None
School district
833 - South Washington County

Financial & listing details

Annual tax
$7,487 (2026)
Tax with assessments
7540
Listed
Sep 5, 2026
Days on market
20 · 68 cumulative
Foreclosure status
Not Disclosed
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths4
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Sink, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Indoor Sprinklers, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet, Walk-Up Attic
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area3,401 sqft
Patio/porchPorch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size660 sqft

Financial details

Annual taxes$7,487
Tax year2026
Taxes w/ assessments7540
Assessment pendingUnknown
HOA fee$92
Down payment resourceYes
Lender ownedNot Disclosed
Short saleNot Disclosed
ForeclosureNot Disclosed

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$14,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,929/mo
Principal & interest$3,022
Property taxes$624
Home insurance (est.)$192
HOA fees$92
%
$114,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6609 96th Street, Cottage Grove, MN, 55016

Listing information

MLS #NST7138830
StatusActive
Last updatedSep 28, 2026, 1:04 PM
Originally listedSep 9, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.