Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,396 (2025).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 13 days.

Sold / Closed

$164,000

Sold price · Closed Jun 26, 2026

$203/sqft

Chutes Add

659 W 4th Street, Winona, MN, 55987

2 Bedrooms1 Bathroom827 Square Feet0.085 Acres

Days on market13

Year built1882

Garage spaces1

TypeResidential

Est. $2,040buyer credit when you buy with SODL

About this home

Affordable homeownership opportunity in the heart of Winona! This 2-bedroom, 1-bath home features functional one-level living, forced air heat, central air, and a detached garage. Brand new furnace, partially fenced, yard and compact lot offer low-maintenance outdoor space while still providing room to relax or garden. Conveniently located near downtown, parks, and everyday amenities.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1882

LevelsOne

Living area827 sqft

Above-grade finished827 sqft

Below-grade finished0 sqft

Lot size0.085 acres (133x31)

Days on market13

ListedMay 11, 2026

MLS #NST7065180

CountyWinona

SubdivisionChutes Add

Parcel #320701280

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 1 space · 250 sqft
Parking features: Detached Garage, Shared Driveway
Patio & porch: Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 827 sqft
Roof: Asphalt
Year built: 1882

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Chutes Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $1,396 (2025)
Tax with assessments: 1424
Listed: May 11, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Partial

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityHallways 42"+, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationStone

Foundation area827 sqft

Patio/porchPatio

Lot featuresTree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Shared Driveway

Garage spaces1

Garage size250 sqft

Financial details

Annual taxes$1,396

Tax year2025

Taxes w/ assessments1424

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$2,040Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,040

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,055/mo

Principal & interest$883

Property taxes$116

Home insurance (est.)$56

Down payment

$33,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.