Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,954 (2026).

What school district is this property in?

This property is in the 625 - St. Paul school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 14 days.

Sold / Closed

$310,000

Sold price · Closed Jun 18, 2026

$213/sqft

Bergers Re Of B21 Ban&Olilver

658 Smith Avenue S, Saint Paul, MN, 55107

3 Bedrooms1 Bathroom1,411 Square Feet4370 Acres

Days on market14

Year built1914

Garage spaces2

TypeResidential

Est. $6,000buyer credit when you buy with SODL

About this home

Classic St. Paul charm with timeless character close to downtown, parks and trails. Step inside to discover stunning original woodwork and rich refinished hardwood floors that flow throughout the home, creating a cohesive and inviting feel. The front sitting room offers a cozy space to relax and welcome guests. It would also make an incredible home office. The formal living and dining rooms provide the perfect setting for entertaining and every day life. The dining room features a built-in hutch with leaded glass details, adding both character and functional storage. The woodwork everywhere is in stunning condition. The updated kitchen blends classic style with modern convenience, complete with new quartz countertops, stainless steel appliances, and ample cabinetry to meet all your storage needs. On the main level, you’ll find two bedrooms and a full bathroom. The expansive upstairs serves as a private primary retreat with room for a king sized bed, sitting area and plenty of space to add a bathroom and walk-in closet in the future. The lower level is clean, versatile, and ready to be customized to fit your needs—whether that’s a family room, workout space, or additional storage. Outside, enjoy a backyard & patio offering privacy and room to relax or entertain. The newer oversized detached two-car garage provides ample space for vehicles, storage, or hobbies. Located just blocks from Cherokee Regional Park and the Mississippi River, and only minutes from downtown St. Paul, this home offers the perfect blend of classic charm, functional space, and an unbeatable location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1914

LevelsOne and One Half

Living area1,411 sqft

Above-grade finished1,365 sqft

Below-grade finished46 sqft

Lot size4370 acres (38x115)

Days on market14

ListedMay 7, 2026

MLS #NST7062740

CountyRamsey

SubdivisionBergers Re Of B21 Ban&Olilver

Parcel #072822320067

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Hot Water
Cooling: Window Unit(s)
Appliances: Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 576 sqft
Parking features: Detached Garage
Patio & porch: Enclosed, Front Porch, Patio
Exterior features: Stucco
Fencing: Partial, Wood

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 804 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1914

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Bergers Re Of B21 Ban&Olilver
HOA: No HOA
School district: 625 - St. Paul
High school district: St. Paul

Financial & listing details

Annual tax: $3,954 (2026)
Listed: May 7, 2026
Days on market: 14
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingHot Water

CoolingWindow Unit(s)

LaundryIn Basement

AppliancesDryer, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Patio, Porch, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStucco

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area804 sqft

Patio/porchEnclosed, Front Porch, Patio

Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets, Sidewalks

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,954

Tax year2026

Taxes w/ assessments3954

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District625 - St. Paul

District number625

District phone6517678100

High schoolSt. Paul

SODL flat fee brokerage

$6,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,006/mo

Principal & interest$1,577

Property taxes$330

Home insurance (est.)$100

Down payment

$60,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.