Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,998 (2026).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 25 days.

Listed at

$395,000

$305/sqft

Port Mille Lacs North Harbor

6509 Flying Jib, Garrison, MN, 56450

3 Bedrooms2 Bathrooms1,296 Square Feet0.347 Acres

Days on market25

Year built1995

Garage spaces2

TypeResidential

Est. $8,850buyer credit when you buy with SODL

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About this home

Welcome to this turnkey Mille Lacs Lake property on St. Albans Bay, located on a quiet cul-de-sac and fully furnished, equipped, and ready for immediate enjoyment. Whether you're looking for a seasonal retreat, year-round residence, or investment opportunity, this 3-bedroom, 2-bath home offers exceptional flexibility. All furnishings, décor, household items, numerous water toys stored in the garage, a pontoon, and two jet skis are included with the sale, making it easy to begin enjoying the lake lifestyle from day one. Inside, the home has been thoughtfully updated with freshly painted kitchen cabinetry and new flooring. The living room and dining area showcase beautiful lake views, creating the perfect setting to relax or entertain. With three bedrooms and two full bathrooms, there is plenty of space for family and guests to spread out and enjoy. (the current set up sleeps 8) Set on 119 feet of shoreline with private boat launch, the property features a large, level lakeside yard with ample room for gatherings, outdoor games, and entertaining. The oversized lakeside deck provides additional space to host guests while taking in panoramic views of Mille Lacs Lake. Enjoy evenings around the large fire pit. At the end of the dock, you'll find a sandy lake bottom ideal for swimming. Conveniently located near shopping, dining, and golf courses, this property offers the perfect combination of relaxation and accessibility. Don't miss this fantastic opportunity to start enjoying lake life on day one.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1995

LevelsOne

Living area1,296 sqft

Above-grade finished1,296 sqft

Below-grade finished0 sqft

Lot size0.347 acres (120x179x100x119)

Days on market25

ListedJun 4, 2026

MLS #NST7036287

CountyCrow Wing

SubdivisionPort Mille Lacs North Harbor

Parcel #671120020110009

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 563 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Deck, Wrap Around
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,296 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1995

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Port Mille Lacs North Harbor
HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $1,998 (2026)
Listed: Jun 4, 2026
Days on market: 25 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Skylight, Boat Slip, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,296 sqft

Patio/porchDeck, Wrap Around

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCul De Sac, Township, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size563 sqft

Financial details

Annual taxes$1,998

Tax year2026

Taxes w/ assessments1998

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,374/mo

Principal & interest$2,076

Property taxes$167

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.