Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,284 (2026).

What school district is this property in?

This property is in the 241 - Albert Lea school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$110,000

$92/sqft

Lake Add

647 E 7th Street, Albert Lea, MN, 56007

2 Bedrooms2 Bathrooms1,195 Square Feet0.136 Acres

Days on market0

Year built1938

Garage spaces1

TypeResidential

Est. $300buyer credit when you buy with SODL

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About this home

A charming home with character, versatile living spaces, and Albert Lea Lake within walking distance! This inviting 1.5-story home welcomes you with a front deck leading to the entry, where hardwood floors extend throughout the main level. The spacious living room features a freestanding wood stove with a stone surround, adding warmth and character to the space. A main-level bedroom and full bathroom offer everyday convenience, while upstairs, all-new carpet enhances the spacious second bedroom and versatile loft, ideal for a home office, reading area, or additional living space. The unfinished basement provides generous storage and features a sauna for added enjoyment. Outside, a concrete patio offers a great spot for relaxing, while the detached garage provides additional storage and parking. Enjoy the charm of this home and the convenience of living just a short walk from Albert Lea Lake!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1938

LevelsOne and One Half

Living area1,195 sqft

Above-grade finished1,195 sqft

Below-grade finished0 sqft

Lot size0.136 acres (60x99)

Days on market0

ListedOct 8, 2026

MLS #NST7157461

CountyFreeborn

SubdivisionLake Add

Parcel #340363010

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 20x14 · 280 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Deck, Patio
Exterior features: Stone, Wood
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 672 sqft
Year built: 1938

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Lake Add
HOA: No HOA
School district: 241 - Albert Lea
High school district: Albert Lea

Financial & listing details

Annual tax: $1,284 (2026)
Tax with assessments: 1354
Listed: Oct 8, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Full, Storage Space, Unfinished

HeatingForced Air

CoolingNone

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Main Floor Primary Bedroom, Natural Woodwork, Patio, Sauna

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Wood

FoundationBlock

Foundation area672 sqft

Patio/porchDeck, Patio

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces1

Garage size280 sqft

Financial details

Annual taxes$1,284

Tax year2026

Taxes w/ assessments1354

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District241 - Albert Lea

District number241

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$722/mo

Principal & interest$578

Property taxes$107

Home insurance (est.)$37

Down payment

$22,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.