Pending
$400,000
$221/sqft

6460 Elmwood Drive

6460 Elmwood Drive, Loretto, MN, 55357
4  Bedrooms2  Bathrooms1,809  Square Feet0.39  Acres
Days on market48
Year built1963
Garage spaces2
TypeResidential
Est. $9,000buyer credit when you buy with SODL

About this home

Tucked away on a quiet, non-through street and surrounded by towering mature trees, this 4 bedroom, 2 bathroom rambler offers the kind of setting that immediately slows life down—in the best way. It feels like a peaceful rural retreat, yet remains just minutes from everyday conveniences and some of the area’s best outdoor destinations, giving you the best of both worlds. Inside, the sunsoaked main level features three bedrooms and a full bathroom, hardwood flooring along with maintenance-free LVP in the kitchen, and a nice eat-in breakfast area that overlooks the backyard. In 2023, the home expanded with a brand-new finished basement, adding a fourth bedroom and second bathroom along with valuable additional living space—perfect for the family room, movie nights, or kids play area. Over the past few years, this home has been thoughtfully refreshed and well maintained. Major exterior updates include new Northstar windows, LP siding with new trim both interior and exterior around all windows in 2025, fresh paint throughout, new exterior doors along with a roof replacement in summer 2023—offering peace of mind for years to come. The kitchen also features a brand new Frigidaire oven, refrigerator, and microwave in Dec of '25. Outside, the oversized two-car garage with epoxy flooring provides ample space for vehicles, storage, or hobbies, while the side deck is ideal for evening meals and entertaining beneath the trees. With easy access to Lake Rebecca State Park, Baker National Park Reserve, and Greenfield City Park, this home is perfectly positioned for those who love both nature and convenience. If you’ve been searching for a place that feels tucked away yet connected, this Loretto rambler truly delivers.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1963
LevelsOne
Living area1,809 sqft
Above-grade finished1,099 sqft
Below-grade finished710 sqft
Lot size0.39 acres (irregular)
Days on market48
ListedJan 2, 2026
MLS #NST7003392
CountyHennepin
Parcel #3411924110002

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 23.6x23.1 · 592 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck
Fencing
None
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,036 sqft
Year built
1963

Utilities

Water
Private, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
Rockford

Financial & listing details

Annual tax
$2,962 (2025)
Listed
Jan 2, 2026
Days on market
48
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window
AccessibilityWheelchair Ramp(s)
Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

Foundation area1,036 sqft
Patio/porchDeck
Road frontageCity Street, Cul De Sac, Unpaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size592 sqft

Financial details

Annual taxes$2,962
Tax year2025
Taxes w/ assessments2962
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2319
District phone7634779165
High schoolRockford
SODL flat fee brokerage
$9,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,482/mo
Principal & interest$2,102
Property taxes$247
Home insurance (est.)$133
%
$80,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6460 Elmwood Drive, Loretto, MN, 55357

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Listing information

MLS #NST7003392
StatusPending
Last updatedFeb 26, 2026, 4:10 PM
Originally listedJan 9, 2026, 12:00 AM
Listing officeRize Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.