Listed at
$280,000
$154/sqft

City/Zumbrota

645 S Main Street, Zumbrota, MN, 55992
3  Bedrooms2  Bathrooms1,824  Square Feet0.2  Acres
Days on market35
Year built1915
Garage spaces2
TypeResidential
Est. $5,400buyer credit when you buy with SODL
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About this home

What makes a house feel like home? Maybe it’s one that’s been cherished for generations, where the original woodwork, character & history have been beautifully preserved...without sacrificing the comforts of today. Built to last and aging like fine wine, this home pairs its old-house charm with extensive improvements, including updated electrical in the house & garage (2021), refinished hardwood floors on the second level (2025-2026), new bedroom carpet (2026), kitchen appliances (2020) & fresh exterior paint on the home and garage (2026). See the full list of improvements for even more! The welcome starts on the sweet 3-season porch and continues inside with a stunning original staircase (and yes, there’s a coat closet!). The 1.5-story floor plan offers a kitchen, dining room, living room, bonus room, laundry & half bath on the main level. Two main-level living spaces give you options - TV room, playroom, office, reading room - you decide! Upstairs, you’ll find 3 generously sized bedrooms & a lovely tiled 3/4 bathroom with in-floor heat. The lower level is unfinished and provides ample storage space. The updates continue outside with freshly painted house and garage, new landscaping & regrade (2025), new lighting & a 2-car garage insulated and ready to be finished to fit your needs. And because a home with this much history should have at least one good secret… make sure you ask about the underground tunnel! All of this is just one block from flourishing downtown Zumbrota, where cafés, shops, groceries & more are practically part of the neighborhood. This home has been collecting stories for generations. Will yours be next?

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1915
LevelsOne and One Half
Living area1,824 sqft
Above-grade finished1,824 sqft
Below-grade finished0 sqft
Lot size0.2 acres (120x72)
Days on market35
ListedAug 11, 2026
MLS #NST7116670
CountyGoodhue
SubdivisionCity/Zumbrota
Parcel #721001780

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 3/4 / 1 half
Heating
Boiler
Cooling
Window Unit(s)
Appliances
Dishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 28x24 · 672 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener, Insulated Garage
Patio & porch
Enclosed, Front Porch, Patio, Porch
Exterior features
Slate
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Other · 1,224 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1915

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
City/Zumbrota
HOA
No HOA
School district
2805 - Zumbrota-Mazeppa
High school district
Zumbrota-Mazeppa

Financial & listing details

Annual tax
$3,044 (2026)
Listed
Aug 11, 2026
Days on market
35 · 14 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths1
1/4 baths0
BasementStorage Space
HeatingBoiler
CoolingWindow Unit(s)
LaundryLaundry Room, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningSeparate/Formal Dining Room
AmenitiesKitchen Center Island, Kitchen Window, Natural Woodwork, Paneled Doors
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorSlate
RoofAge Over 8 Years, Asphalt
FoundationOther
Foundation area1,224 sqft
Patio/porchEnclosed, Front Porch, Patio, Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$3,044
Tax year2026
Taxes w/ assessments3044
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2805 - Zumbrota-Mazeppa
District number2805
District phone5078434080
High schoolZumbrota-Mazeppa
SODL flat fee brokerage
$5,400Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,400

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,819/mo
Principal & interest$1,472
Property taxes$254
Home insurance (est.)$93
%
$56,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

645 S Main Street, Zumbrota, MN, 55992

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Listing information

MLS #NST7116670
StatusClosed
Last updatedSep 18, 2026, 3:53 PM
Originally listedAug 13, 2026, 12:00 AM
Listing officeColdwell Banker Nybo & Assoc
Co-listing officeColdwell Banker Nybo & Assoc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.