Listed at
$324,000
$242/sqft

Cross Lake Preserve

645 Highview Loop, Pine City, MN, 55063
3  Bedrooms2  Bathrooms1,340  Square Feet0.4  Acres
Days on market14
Year built2019
Garage spaces3
TypeResidential
Est. $6,720buyer credit when you buy with SODL
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About this home

Welcome home to this spacious 3 bedroom home located in a great neighborhood just minutes from town and Cross Lake! The bright, open concept main level features a spacious kitchen with stainless steel appliances, ample cabinetry and counter space, a center island, and an easy flow into the dining and living areas. The partially finished lower level is already well underway, offering the potential for a4th bedroom, additional living space, and a roughed-in bathroom ready for your finishing touches. Outside, enjoy the large yard, oversized concrete driveway, and spacious, heated and insulated 3 car attached garage with plenty of room for vehicles, toys, and storage. Enjoy the spacious backyard with neighboring farmland beyond, providing a more open feel and no homes directly behind you. A park located right within the development adds to the appeal, while the convenient location provides easy access to grocery stores, restaurants, shopping, and everyday amenities. With plenty of space inside and out, this home has room to grow and make your own!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsThree Level Split
Living area1,340 sqft
Above-grade finished1,340 sqft
Below-grade finished0 sqft
Lot size0.4 acres (79x143x129x192)
Days on market14
ListedSep 14, 2026
MLS #NST7144543
CountyPine
SubdivisionCross Lake Preserve
Parcel #0426178000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Three Level Split
Garage
3 spaces · 26x27 · 702 sqft
Parking features
Attached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tuckunder Garage
Patio & porch
Front Porch
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 585 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2019

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cross Lake Preserve
HOA
No HOA
School district
578 - Pine City
High school district
Pine City

Financial & listing details

Annual tax
$3,850 (2026)
Tax with assessments
3862
Listed
Sep 14, 2026
Days on market
14 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Partially Finished, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Electric Dryer Hookup, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Informal Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area585 sqft
Patio/porchFront Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tuckunder Garage
Garage spaces3
Garage size702 sqft

Financial details

Annual taxes$3,850
Tax year2026
Taxes w/ assessments3862
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District578 - Pine City
District number578
District phone3206294010
High schoolPine City
SODL flat fee brokerage
$6,720Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,720

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,132/mo
Principal & interest$1,703
Property taxes$321
Home insurance (est.)$108
%
$64,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

645 Highview Loop, Pine City, MN, 55063

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Listing information

MLS #NST7144543
StatusActive
Last updatedSep 25, 2026, 5:41 PM
Originally listedSep 15, 2026, 10:20 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.