Listed at
$310,000
$125/sqft

Chladek Homesites

643 Circle Pines Court, Paynesville, MN, 56362
5  Bedrooms3  Bathrooms2,476  Square Feet0.43  Acres
Days on market54
Year built1977
Garage spaces3
TypeResidential
Est. $6,300buyer credit when you buy with SODL
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About this home

This is the home you have been waiting for! Located at the end of a quiet cul-de-sac on a large lot and just steps from the school, this move-in ready 5 bedroom, 3 bathroom home has room for everyone. The main level features a spacious living room, a generous-sized kitchen that flows into the dining area, along with two bedrooms and a full bathroom. Just a few steps upstairs, you'll find a wonderful primary suite complete with a private ensuite bathroom. The lower level offers two additional bedrooms and a comfortable family room with a wood-burning fireplace—perfect for relaxing or entertaining. The attached three-stall garage provides incredible space for vehicles, storage, or hobbies, while the new garden shed offers even more room for your outdoor equipment and tools. With its fantastic location, spacious layout, and move-in ready condition, this home is ready for its next owners to enjoy!

View this property at

Date
Sep 24, 2026
Time
9:30pm – 11pm
Address
643 Circle Pines Court, Paynesville, MN, 56362

Listed By: Your Next Place Real Estate • NST7118878 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1977
LevelsThree Level Split
Living area2,476 sqft
Above-grade finished1,616 sqft
Below-grade finished860 sqft
Lot size0.43 acres (28x31x127x182x41x149)
Days on market54
ListedAug 5, 2026
MLS #NST7118878
CountyStearns
SubdivisionChladek Homesites
Parcel #70386920000

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
3 spaces · 24 x 36 · 864 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Stone, Cedar
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,000 sqft
Roof
Asphalt
Year built
1977

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Chladek Homesites
HOA
No HOA
School district
741 - Paynesville
High school district
Paynesville

Financial & listing details

Annual tax
$3,410 (2025)
Listed
Aug 5, 2026
Days on market
54
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space
HeatingBaseboard, Forced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AccessibilityNone

Exterior & lot

ExteriorStone, Cedar
RoofAsphalt
FoundationBlock
Foundation area1,000 sqft
Patio/porchDeck
Lot featuresIrregular Lot
Road frontageCity Street, Cul De Sac
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size864 sqft

Financial details

Annual taxes$3,410
Tax year2025
Taxes w/ assessments3410
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District741 - Paynesville
District number741
District phone3202433410
High schoolPaynesville
SODL flat fee brokerage
$6,300Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,300

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,017/mo
Principal & interest$1,629
Property taxes$284
Home insurance (est.)$103
%
$62,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

643 Circle Pines Court, Paynesville, MN, 56362

Listing information

MLS #NST7118878
StatusActive
Last updatedSep 19, 2026, 1:29 PM
Originally listedAug 5, 2026, 6:42 AM
Listing officeYour Next Place Real Estate
Co-listing officeYour Next Place Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.